I walked into the post office for 15 minutes and somebody grazed my front bumper right in front of the numbers, very noticeable. Of course they didn't stop. Should I report it to my insurance to have them pay for it or should I pay out of pocket??
Out of pocket. It will cost you more money to go through insurance. Besides that, depending on what your deductable is, you'll probably end up paying for it on your own anyhow.
wow, im about to luck out. Im paying $480 to have my front bumper repainted, 2 scratches fixed, and my side skirts and spoiler all to have the double sided tape replaced and put on.
just pay out of pocket, it will end up being the price of your deductible give or take a few, but you wont have the possibility of insurance jacking up your rates or doing anything crazy