Sucked having a payment for 4 years though but its the best feeling ever when that last one is sent in and the title comes in the mail and the car is actually yours.
Ya I am in that scenario with my 2000 Durango R/T, Transmission went out in Nov and I took it out and ran it up to a Trans shop and they said it was fused together internally it would be cheaper to buy a different transmission. Every one I have come across is upscale of 1200 without a warranty. So I have been making payments and not driving the damn thing.
well for me to get technical im the second owner since it was my mother's before me and we got it as a totaled car back in 2000. I remember riding around in it as a like a 5 year old. The car is as old as me. haha.