My girlfriend and I just got out year round car! WOO HOO! Its a 98 Monte Carlo LS 3.1 with 114000kms.
Will probably pick it up on Tuesday(possibly on monday)!!!
I got my belt for about $35.00 at crappytire. The belt lenght that I used was 72.5 inches long. Thats after removing the A/C & Smog pump, and buying the two brakets to relocate the power steering pump up where the A/C used to be.
That exaust setup is what I have on my car and I have no probs... I only have flopros though(Cheap mufflers). The o2 sensors on your car are way newer than on mine.
It all come down to age, driving record, prev insurance lenght. Drivers training always helps. And you have to be honest when you answer questions for the insurance brokers, They can cancel insurance if something pops up! I have seen it happen.