yeah insurance is like extended warranty. just kiss that money goodbuy. they will find anyway to get out of coverage.
On a side note i will never buy another extented warranty. they will just find a way to get out of it. just put some money in a savings account just in case
I don't know anyone who has ever had a problem with insurance companies paying out. 3rd party extended warranties on the other hand are a nightmare. I'd only get a Ford backed extended warranty, Warranty Gold is the biggest scam out there.