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  • Thread starter Thread starter DRKSD
  • Start date Start date Nov 16, 2006

DRKSD

Active Member
Nov 29, 1999
112
16
38
Iowa
Nov 16, 2006
#1
  • Nov 16, 2006
  • #1
Hey guys and gals, any help would be great, long story short, my credits been tottally fudged up due to various circumstances, some my own dumb fault, some cause of all my deployments and banks not understanding the army... but anyway... I had to get rid of the stang awhile back, but i'm back to a situation where i can afford the payments on one again... Problem is my *****ty credit rating.

Does anyone know of any loan agencies that will deal with bad credit scores????
 

01BlkGT

Founding Member
Jan 22, 2002
1,015
0
36
ATX
Nov 16, 2006
#2
  • Nov 16, 2006
  • #2
Have you tried USAA? B/c you are a service member, you automatically get accepted as a member and they do give out loans. Also, try joining a credit union and going that route.
 

trailblz

New Member
Mar 24, 2004
22
0
0
Gilbert, AZ
Nov 16, 2006
#3
  • Nov 16, 2006
  • #3
01BlkGT said:
Have you tried USAA? B/c you are a service member, you automatically get accepted as a member and they do give out loans. Also, try joining a credit union and going that route.
Click to expand...

+1 USAA is great!!

They are financing my Stang. I have good credit though. Good Luck!
 

Matt's 03 GT

Member
Aug 28, 2006
0
0
17
Orange County
Nov 16, 2006
#4
  • Nov 16, 2006
  • #4
01BlkGT said:
Have you tried USAA? B/c you are a service member, you automatically get accepted as a member and they do give out loans. Also, try joining a credit union and going that route.
Click to expand...

+ 2 USAA Is awseome. It is the only lending institution that is willing to partner with you as a person. They default to you being a good, hard working guy first.

To fix your credit you just need to make all payments on time and don't take out too many loans (including credit cards). Try to maintain a maximum ballance on your credit cards of about 30% of the total available credit and never miss a payment on anything. Your credit will rebound quickly if you are carefull.
 

Dusstbuster

I love meat more than anything! I just have a spec
May 31, 2004
1,462
33
64
Moorhead, Minnesota
Nov 16, 2006
#5
  • Nov 16, 2006
  • #5
Yeah use your credit card for gas money and other cheap purchases that you can for sure pay off every month. That'll help your credit out TONS. Thats what I'm doing right now being as I currently have no credit due to never buying anything on credit. Now I can start off with a great credit rating so when I come to a point in my life where I need to make a large purchase on it (house, cobra, etc) I won't get rammed in the poopchute paying for it.
 
K

Kilgore Trout

Fried or Broiled ?
10 Year Member
Mar 30, 2005
4,749
95
134
Nov 16, 2006
#6
  • Nov 16, 2006
  • #6
The only thing that can fix credit is the passage of time and wise use of your existing credit.
 

Mike97gt

it doe snot
Founding Member
Jan 26, 1999
10,633
7
89
the people's republic of massachusetts
Nov 16, 2006
#7
  • Nov 16, 2006
  • #7
Kilgore Trout said:
The only thing that can fix credit is the passage of time and wise use of your existing credit.
Click to expand...


ARE YOU TRYING TO TELL ME THAT...

thousands of dollars worth of internet **** and escorts does not help... especially when you drink away your minimum payment money..

Also going to the casino and maxing all your cards out on one hand of poker is not a good idea either???? man I am screwed then...



Seriously, fix your credit first, it should not take too long. If you buy a car now you will have a very high interest rate.
 
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