R.I.P. car... maybe

Thanks, got the word last night, cars totaled. I wouldn't have guessed a 25 mph or so fender bender would total a car, but I guess car vs truck, car loses.

Now starts the "fight" with the insurance of what the cars worth. I came up with some numbers online...

Edmunds:
(T) $9,861
(PP) $11,290
(R) $12,751

NADA:
(T) $11,675
(R) $14,125

KBB:
(T) $10,025
(PP) $12,655
(R) $15,105

Anyone have any experience here? I know these numbers are just guesses and averages, and they span the board. What should I look for them to come back with? Do they prefer using one of these places to get pricing? Do they give you retail, private party, trade, etc... How do they determine the condition, as it can affect the pricing drastically (a few thousand $$)? I guess it's just up to me to bargain with them?
 
BTW, here is the car in all its glory! It was pretty, and extremely clean! Don't mind the pic angles, my friend was being artsy.

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Brian...first of all...show them those pictures. That thing was clean as a whip. They might go by an average of what those sites say the car is worth, but your car looks above average so hopefully you can get more.

My friend had an old Cutlass stolen years back. They went buy what cars in the same area were up for sale for, took the average of about 15 of them and gave him that. He made out VERY well. Go on Autotrader and see what they are for sale for. Do everything you can.
 
That will be my next step, autotrader. The prices are all over the place, some for $9000 some for $16000... I will probably try and find 10 cars on each site with similar mileage, and options and see what the numbers are.

Thanks guys!

BTW it was a clean car, and lower mileage when I picked it up. It has average mileage now (I drive a lot).
 
That will be my next step, autotrader. The prices are all over the place, some for $9000 some for $16000... I will probably try and find 10 cars on each site with similar mileage, and options and see what the numbers are.

Thanks guys!

BTW it was a clean car, and lower mileage when I picked it up. It has average mileage now (I drive a lot).

They better not be biotches about it and low ball you. It's obviously nice...look at the interior. IMO, interiors say A LOT about a car.

So.....what will be next on the stang if you get a good amount of cash??:D
 
I'm doing the Trader and Bargain News numbers now and will post them when I find them.

If I get a good amount of cash, Idk, I just want the rear and suspension done on the car for now. I'm not looking to do anything other than that and a clutch for this year!

Maybe save for a condo or house :D
 
Can't go wrong with a house. It's costly, but by far the most fun you can have. My friends and I all kinda bought houses within the same year and we always have get togethers at our places. Saves money on beer and keeps us out of the bar.
 
Can't go wrong with a house. It's costly, but by far the most fun you can have. My friends and I all kinda bought houses within the same year and we always have get togethers at our places. Saves money on beer and keeps us out of the bar.

Me and the GF are staying in a condo right now, it's temporary, but a good 4 months to save and look for something after that time. I like the idea of buying, but might actually rent and keep it temporary for the near future.
 
Not sure on how it's built, but they totaled it, and I hope today to hear from them as to what they plan to give me for it. Theres a tough spot, if they want to total it and give me $9000, that wont fly. If I prove it worth 12,500, they might say, it's not totaled anymore? I just want the remainder of the loan covered, my hands twitching on ordering some 285/75s, and F-350 blocks for the truck now... :D
 
The insurance company came back with $13,806.00 for the car. Not bad and covers what I owe by a lot! :D Not that totaling a car is ever good, but now I'm down to two vehicles, and being at a condo thats actually better for me. Mustang stays in storage, truck gets the parking permit!
 
The insurance company came back with $13,806.00 for the car. Not bad and covers what I owe by a lot! :D Not that totaling a car is ever good, but now I'm down to two vehicles, and being at a condo thats actually better for me. Mustang stays in storage, truck gets the parking permit!

NICEEE!!!!!! Thats awesome man! I love it with things actually work out how i would had hoped them to work out :nice: