Skidzz
Tinkerbell
That's a tough call, but if it were me, getting the KB might actually be the logical choice. If I paid the car off, I'd end up saving that monthly payment, but I'd also be going out more, spending money on drinks and stuff. I'd never be able to save for that KB, most likely. Plus only 200 in interest is nothing. The question is, are you disciplined enough not to blow that extra money each month and actually save it. I know I'm not.