I have been a state farm customer for 18 years and just figured out they suck. I just had my car appraised and it came in very good. I took it to state farm and asked them to quote it before they add it to my current policy so I could see the difference. Well, they boned me hard. Told me that I don't need to up my insurance, that if there is ever a loss, they would have one of their appraisers look at the car and give me a figure. I could have my own appraisal done and if the 2 don't match they have the 2 appraisers agree upon a neutral 3rd appraiser and whatever he says, goes. I think this leaves a big loophole and potential for me to get screwed.
So, I called Liberty Mutual and told them I want it insured for the Appraised value and they come back over $100 cheaper than State Farm. This is with all the same coverages and less money. So, I called my State Farm agent yesterday and gave him his Christmas Present. "Cancelled all my Policies" House, Mustang, Infiniti FX35, Life Insurance and my wife's Wedding Ring. Total savings was over $400 for the whole package.
My point is, give Liberty Mutual a shot, I doubt you'll be disappointed.
So, I called Liberty Mutual and told them I want it insured for the Appraised value and they come back over $100 cheaper than State Farm. This is with all the same coverages and less money. So, I called my State Farm agent yesterday and gave him his Christmas Present. "Cancelled all my Policies" House, Mustang, Infiniti FX35, Life Insurance and my wife's Wedding Ring. Total savings was over $400 for the whole package.
My point is, give Liberty Mutual a shot, I doubt you'll be disappointed.
, and I got my mustang when I was 21 and was paying 87$ a mo for full coverage with a $500 deduct. Not too bad, he even called me up one day, about 6mo before I bought the mustang, at like 8am and said "your just paying too much come down here we need to do something" saved me 20$ a mo. that time.
