Well, the fan is on a clutch that always has some tension.
Check to see how easy it spins when the car is cold (and off).
If you spin it, just a few blades should pass after you let go.
But, with new fan clutches only being $50-$100, if you have any real doubts, buy a new one, becaue if that thing is locked up, it will almost tear the water pump off the car. I've seen it lock up, come off, and go through the radiator.