Damn Ins on our cars is expensive

Venom351R

Founding Member

Apr 27, 2002

4,548

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MAINE

Nov 15, 2004

#21

• Nov 15, 2004

• #21

94SC50 said:

35 and no tickets. Small military discount, +6 safety points makes a difference.

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not fair........No kids, Not married, barley over 25 and just got a clean record back after one speeding ticket and accident.

how do you get saftey points? Is that like taking a defensive driving corse or something

 

94TURBO5 O

New Member

Mar 14, 2004

2,509

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VA

Nov 15, 2004

#22

• Nov 15, 2004

• #22

Force yourself to take a driver improvement course online and it will save you $$ on your insurance. Go to Summit Point and take a driver course there that also counts as safety course.

 

Venom351R

Founding Member

Apr 27, 2002

4,548

41

98

MAINE

Nov 15, 2004

#23

• Nov 15, 2004

• #23

94SC50 said:

Force yourself to take a driver improvement course online and it will save you $$ on your insurance. Go to Summit Point and take a driver course there that also counts as safety course.

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are you serious, you can take a drivers saftey corse online and it can count to lower your ins

 

95WhiteVenom

Founding Member

Oct 27, 2002

624

0

16

Alabama

Nov 15, 2004

#24

• Nov 15, 2004

• #24

I'm 21 with two tickets,two wrecks (one was totaled). I have had driving school 3 times for tickets. I pay $100 a month for a 89 Civic Si Hatchback and a 95 Cobra. A $250 deductable with full coverage on both cars.

 

'94ChickStang

Member

Sep 27, 2004

301

0

17

northern ca

Nov 15, 2004

#25

• Nov 15, 2004

• #25

@ $1400/yr for my GT and my commuter Accord, don't even know if that's good for CA?? Been her 2 yrs, I know if I was still in MA where I grew up I'd be pissed paying this much! No 25 yr old discount either, but it's all worth it for those Cali used cars........

 

TrueBlue95GT

Member

Sep 29, 2003

966

0

16

Connecticut

Nov 16, 2004

#26

• Nov 16, 2004

• #26

I pay 3000/yr for car insurance. It used to be 6000/yr before I took off collision.

 

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Fast94Cobra

New Member

Jan 1, 2003

385

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0

Atlanta, GA

Nov 16, 2004

#27

• Nov 16, 2004

• #27

i paid close to 3 grand a year insuring my cobra in denver, the bottom line is i saved around 700-800 bucks a year by changing my insurance to north carolina and totaling my first mustang. insurance is crazy.

 

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Touring23

Founding Member

Dec 29, 2001

294

0

0

Washington

Nov 16, 2004

#28

• Nov 16, 2004

• #28

Mustang: $485 / year (250 deductible)
Ranger: $394 / year (500 deductible)
Probe: ??? / year
Suddenly I feel the urge to take my State Farm agent out for lunch.

 

95Vert

New Member

Aug 19, 2004

1,785

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0

North Mexico (deep south Texas)

Nov 16, 2004

#29

• Nov 16, 2004

• #29

Touring23 said:

Mustang: $485 / year (250 deductible)
Ranger: $394 / year (500 deductible)
Probe: ??? / year
Suddenly I feel the urge to take my State Farm agent out for lunch.

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I would not only take him out to lunch but to dinner and hook him up with a hot blonde and make sure he gets laid.

 

Venom351R

Founding Member

Apr 27, 2002

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98

MAINE

Nov 16, 2004

#30

• Nov 16, 2004

• #30

Here are my corrected new rates

2000 Ford Ranger $250 comp $500 Collision $816 per 6 months


1995 GT $250 Comprehensive $112 Per 6 months. I made a mistake on the total for the stang on the first post


Total for 6 months for both is $928. Im currently w/ Progressive I have been for a number of yrs now

 

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yellow1995Cobra

New Member

Dec 23, 2002

2,959

2

0

Massachusetts

Nov 16, 2004

#31

• Nov 16, 2004

• #31

Everyone but trueblue makes me sick. I pay 5400 a year for full coverage on the new cobra. On my old 95 it was 3800.

 

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epracmetcon

New Member

Jul 10, 2003

91

0

0

Nov 16, 2004

#32

• Nov 16, 2004

• #32

Maxboost50 said:

I found out how to make it cheaper, get a Cobra.

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When I was looking at my car, they had a 95 mustang gt, so I checked insurance on both and the cobra was actually like 15 bux cheaper a month.

 

1slow95

Founding Member

May 16, 2002

1,797

3

48

ohio

Nov 17, 2004

#33

• Nov 17, 2004

• #33

Insurance on new vehicles is insane! My 2004 ranger 4x4 was $1100 every six months and the stang was around $600, full coverage on both. Since Im still on my parents policy we switched some drivers around and that lowered my truck to around $650 every 6 months. I also dropped the stang to storage only for $50 for the winter so Im back to where I started at price-wise before I got the ranger, but I cant drive the stang. Im sure if I switched to my own policy it would double or triple .

 

Venom351R

Founding Member

Apr 27, 2002

4,548

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MAINE

Nov 17, 2004

#34

• Nov 17, 2004

• #34

My payment per month comes out to $155. Guess I cant complain to much b/c back when I just had the Mustang w/ out the truck and full coverage on the car I had 1 ticket, and 1 accidnet and my payment was about $212 per month. So now I have full coverage on the Ranger and just comp on the car and its $155 a month now.

I asked about upping the dedect up to $500 and not $250 and it would only save me $24 over 6 months. Not worth it if you ask me b/c $24 over 6 months is not worth paying $500 for a deductilbe VS $250 if something did happen.