If you lived in FL, you would have the oppurtunity to take the class and still pay the fine without any points.
Since I'm 18, almost 19 and been driving almost 3 years I have recieved 3 tickets after being stopped 5 times. I only have 1 ticket on my insurance and its coming off before I re-up in January.
I was given 1 warning and another "I didnt think it was you" warning when I was running straight pipes back when I had my first car, a '75 Cutlass...
I got pulled over doing 69 in a 45 about three months ago. Judge was an ass -- It was a $150 fine and 6 damn points on my license. Luckily my other speeding ticket removed since I got it 4 years ago. I took that drivers class and that should remove 4 of those points. I hope the insurance company never finds out about those other 4 points which are being removed.
My advice is buy the valentine one -- I must buy one soon!!!!
Just argue it and say that you are getting adjust to new gears or something like that....or just say you weren't speeding. I have gotten out the past 2 tickets I've gotten just by saying that the cop was full of **** and I wasn't speeding at all. They will most likely at least lower it for you.