insurance question....


New Member
Mar 26, 2003
Setauket, LI
whatsup guys. i got my stang in august, got insurance on it. at the time i was 19, with 1 accident and basic liability was 794/6 months. i payed abotu $200 a month for 4 month, then have 2 months with no payment. my next 6 months starts feb. 22nd, and my monthly payments dropped to 138/month -> total is 535.

why? in september (month after insurance started) i turned 20. my accident will be 3 years ago on the 30th (before my policy is renewed) so why did it go down? $250 is a good drop. is it because of the accident alone, or am i out of assigned risk?

im afraid to call them and have them say "oops your right! $800 it is!!" lol
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10 Year Member
Oct 8, 2005
Dallas Texas
I would just call and ask...... They will have a reason, They dont make mistakes
when it comes to hammering us for cash. Maybe because the car is 1 year older
or the rates just dropped. The same thing happened to me, all of a sudden
my rate dropped $20. per month.


Active Member
Dec 23, 2004
Seattle, WA
I would'nt say squat to them. My insurance rate goes down each six months I pay my premium. At least $20 each time. I don't ask, I just pay. If they screw up your premium, that's their problem. Dump their insurance and get someone else.