Just got an insurance quote on a 2003 Cobra convertible

Ateup · Jan 13, 2011

Same year as my GT, insurance only going up about $4 a month. Was expecting it to be worse than that.

SteedaGT9150 · Jan 13, 2011

so what are you waiting for?!?!

mazen189 · Jan 13, 2011

is this full coverage?

Ateup · Jan 13, 2011

mazen189 said:
is this full coverage?

Yes, with $500 deductible.

Crzyhrse · Jan 14, 2011

After your first ticket it'll be a $400 difference.

Deleted member 38176 · Jan 14, 2011

Not too bad.

I went from a $250 monthly insurance payment (after numerous tickets, reckless driving citation, and even a suspended license) on my old 01 GT to $65 a month simply after turning 25 lol

Ateup · Jan 14, 2011

Crzyhrse said:
After your first ticket it'll be a $400 difference.

That's pretty dang funny.

Nightfire said:
Not too bad.

I went from a $250 monthly insurance payment (after numerous tickets, reckless driving citation, and even a suspended license) on my old 01 GT to $65 a month simply after turning 25 lol

Yeah, mine is like $45/month right now for my Stang. Helps that in 25 years of driving I've never had an insurance claim.

FordTaurusSHO94 · Jan 14, 2011

If you aren't going to drive it much, get it insured as a leisure vehicle. I can only drive my Cobra for 7000 miles a year, but it knocked the insurance down and I doubt I'll get anywhere near 7000.

Ateup · Jan 14, 2011

FordTaurusSHO94 said:
If you aren't going to drive it much, get it insured as a leisure vehicle. I can only drive my Cobra for 7000 miles a year, but it knocked the insurance down and I doubt I'll get anywhere near 7000.

Thanks for the info.

johnnyt03gt · Jan 16, 2011

im 35 now and paying a $180 month, because i got 6 speeding tickets in one year,
when i had the T/A, before the same coverage was. $75

Ateup · Jan 16, 2011

6 tickets in 1 year??....you deserve to pay that much in insurance.

CrimsonStang · Jan 16, 2011

I'm 45 and pay $33 a month for my 04 GT in NY which has some of the highest rates (zero deductible/full coverage with Hagerty Ins.). I had to show that it's not my daily driver though.

mazen189 · Jan 16, 2011

thats one thing i hate about insurance companies. Total age discrimination if you ask me. I have a clean record besides a cell phone ticket and a tint ticket and get horrible rates. But i try and fight the system by having my 55 yr old mom as first driver and me as secondary. helps a bit.

Ateup · Jan 16, 2011

mazen189 said:
thats one thing i hate about insurance companies. Total age discrimination if you ask me. I have a clean record besides a cell phone ticket and a tint ticket and get horrible rates. But i try and fight the system by having my 55 yr old mom as first driver and me as secondary. helps a bit.

I think it's a pretty solid fact that inexperienced drivers have the highest rate of accidents.

Just got an insurance quote on a 2003 Cobra convertible

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