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  • 1996 - 2004 SN95 Mustang -General/Talk-

Sad Day Wrecked my stang

  • Thread starter Thread starter DStang99
  • Start date Start date Jun 23, 2009
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DStang99

Member
May 11, 2009
46
1
7
Florida
Jun 23, 2009
#1
  • Jun 23, 2009
  • #1
Hey Stangnet,



Today was a very sad day i had my 1999 stang for 5 months and i wrecked it today.
the abs light has been on since i bought it but i did not think it was a big deal
well i was wrong hit the brakes and all tires locked up and ran into another car


I'm worried the insurance company is going to total it what do you guys think?
Car runs perfect no motor damage just body

[/IMG]
 

four six

Member
Jan 19, 2006
506
2
18
Hobart, IN
Jun 23, 2009
#2
  • Jun 23, 2009
  • #2
Being a 99 I think they might total it.
 

DStang99

Member
May 11, 2009
46
1
7
Florida
Jun 23, 2009
#3
  • Jun 23, 2009
  • #3
four six said:
Being a 99 I think they might total it.
Click to expand...
Damn that sucks
 
J

jlds91389

New Member
Feb 1, 2009
241
0
0
Orange Tx
Jun 23, 2009
#4
  • Jun 23, 2009
  • #4
it looks like all it needs is a fender, headlight and bumper... just find those parts at a junk yard. depending on how hard you hit whatever it might not have messed with the frame.
 

LaserSVT

Got FB banned again for saying nards
Founding Member
Nov 29, 1999
9,391
3,537
233
Jun 23, 2009
#5
  • Jun 23, 2009
  • #5
Yes, that is a complete total. A shop will quote 7k to fix that ... or more.

That sux mang, sorry to hear that. Make sure to buy it back cause youcan make money off it.
 

98COBRA281

10 Year Member
Nov 24, 2007
1,348
30
59
Port St. Lucie, Florida
Jun 23, 2009
#6
  • Jun 23, 2009
  • #6
damn...that sucks

if you dont want it totaled, fix it your self, im sure you could find a parts car and get the front clip for pretty cheap.....
 
S

southfillyboy

Member
Aug 13, 2008
38
0
6
Jun 23, 2009
#7
  • Jun 23, 2009
  • #7
Man dude that sucks but that dont look nowhere near totaled compared to what happened to mine in april and that just missed being totaled.

Laser, my front was pretty much destroyed and I'm still getting some money back.
 

LaserSVT

Got FB banned again for saying nards
Founding Member
Nov 29, 1999
9,391
3,537
233
Jun 23, 2009
#8
  • Jun 23, 2009
  • #8
southfillyboy said:
Man dude that sucks but that dont look nowhere near totaled compared to what happened to mine in april and that just missed being totaled.

Laser, my front was pretty much destroyed and I'm still getting some money back.
Click to expand...
Man, wish I knew how the hell you guys get past the car being totaled.
My Cobra had ALOT less dammage then eaither one of those cars and they were going to total it when they thought it was a GT. I had to point out it was a Cobra.

Bumper/fogs/fender/strut/heat exchanger/rocker pannel and some miscilanious stuff and it was $7300. After additions they spent almost 12k on it

EDIT: His car also books for $4000 less then yours.
 
S

southfillyboy

Member
Aug 13, 2008
38
0
6
Jun 23, 2009
#9
  • Jun 23, 2009
  • #9
LaserSVT said:
Man, wish I knew how the hell you guys get past the car being totaled.
My Cobra had ALOT less dammage then eaither one of those cars and they were going to total it when they thought it was a GT. I had to point out it was a Cobra.

Bumper/fogs/fender/strut/heat exchanger/rocker pannel and some miscilanious stuff and it was $7300. After additions they spent almost 12k on it

EDIT: His car also books for $4000 less then yours.
Click to expand...

Wow I would have thought a Cobra would have been worth way more then that. Did you have the bags deploy, for me thats $1300. I wonder how much the Mach 1000 and mileage factor in to it because they were the only options they asked me. Might have been the reason my car wasn't totaled.
 

LaserSVT

Got FB banned again for saying nards
Founding Member
Nov 29, 1999
9,391
3,537
233
Jun 23, 2009
#10
  • Jun 23, 2009
  • #10
southfillyboy said:
Wow I would have thought a Cobra would have been worth way more then that. Did you have the bags deploy, for me thats $1300. I wonder how much the Mach 1000 and mileage factor in to it because they were the only options they asked me. Might have been the reason my car wasn't totaled.
Click to expand...
Oh, thought you had an 04 Cant make out the badge in your sig pic.

For the sake of ease I didnt add any options on eaither car. Yours came out (04) at $11,300 and his was $6800
 

tag4car

Member
Nov 21, 2005
0
0
16
Birmingham AL
Jun 23, 2009
#11
  • Jun 23, 2009
  • #11
YearOne.com Late Mustang Catalog: Restoration and Performance Parts
YearOne.com Late Mustang Catalog: Restoration and Performance Parts

and that's yearone pricing (high)
 
S

southfillyboy

Member
Aug 13, 2008
38
0
6
Jun 24, 2009
#12
  • Jun 24, 2009
  • #12
LaserSVT said:
Oh, thought you had an 04 Cant make out the badge in your sig pic.

For the sake of ease I didnt add any options on eaither car. Yours came out (04) at $11,300 and his was $6800
Click to expand...

I wish it was an 04. Its a 02 GT.
 

Night Shifter

Well-Known Member
Dec 24, 2005
1,710
27
59
Daytona
Jun 24, 2009
#13
  • Jun 24, 2009
  • #13
check this craigslist add.. hes selling body parts cheap...i saw that you were in florida and this dude is in apopka

Mustang parts
 
4

40oz

Member
Jan 9, 2006
499
3
18
Minneapolis
Jun 24, 2009
#14
  • Jun 24, 2009
  • #14
mental note to self: ABS light is not "no big deal."
 

squeak93

15 Year Member
Jun 2, 2005
2,271
367
164
Joplin, Missouri
Jun 24, 2009
#15
  • Jun 24, 2009
  • #15
abs... hmm.. I think I have one of the only premium 98 gt's W/O abs... Very odd indeed.
 
D

Drew0318

New Member
Aug 15, 2008
115
0
0
Chicago, IL
Jun 24, 2009
#16
  • Jun 24, 2009
  • #16
Night Shifter said:
check this craigslist add.. hes selling body parts cheap...i saw that you were in florida and this dude is in apopka

Mustang parts
Click to expand...

Holy hell.



Dstang, crashing is never fun. trust me, I've wiped out a few cars in my youth (age 16-19).

The damage doesn't look all that bad, but being a '99, it could very well be written off by the insurance company. If so, you can always purchase it back from them with a salvage title (for a small percentage, usually). This will depend on your insurance company though.

I've gone through this in the past, and came out ahead of the game.

Eg 1:

In 1986, I bought an '82 Honda CVCC (first car) for $800. It had 120k on the clock. I drove it for approximately 3 weeks, and an old guy (farmer) pulled out in front of me, and I nailed him.

6 months later, after the insurance companies squabbled about fault (his in the end), I got it fixed, and completely repainted.

Three weeks after that, I was waiting for a car to turn off in front of me on our main street, cue another old farmer in Ford pickup, plowing into me at 25mph...

Car was totalled. Insurance company gave me $2400 for it, and I got to keep it. I got it fixed for $900, then sold it a year later for $850.

Eg 2:

After I sold that car, I bought an '85 Prelude (this was in 1988 now) for $4500. Drove it a year. Totally my fault, I ran off the road, hit a log in the ditch that opened the driver's side like a can opener, and came to rest against a 5' diameter tree...

Car was totalled. The insurance company gave it to me, with a check for $4200. I got it fixed for about $2500. Then sold it a year later for $3900.



So, you see, sometimes, crashing cars is profitable. (just trying to lighten the mood a bit, crashing is never fun, in any case, I feel for ya).

Of course, it also helps having an uncle and cousin in the body repair business (both have been in it for 20+ years).

My advice is to just see what the insurance company comes up with. If they total it, you still have options. If they decide it's not totalled (usually, they'll total a car if it's repairs exceed about 60-70% of the car's market value), you'll get it fixed.

So, either way, it should be fixed.

From the picture, it doesn't look like it got into the frame/radiator. If it's just body parts, that should be an easy fix with whichever option is presented to you by your insurance company.

Like the others have said, if they do total it, and you get it back, visit junk yards/etc. I'm sure you can get the required parts fairly cheap. A body shop should give you a free estimate (whether totalled or not), that'd give you a list of parts needed for you to shop for.


Sorry for the long-winded post. This is just a subject I've had a lot of (too much) experience with.
 

IIGood

Founding Member
Aug 1, 1998
4,252
1,214
224
Churchton, MD
Jun 24, 2009
#17
  • Jun 24, 2009
  • #17
LaserSVT said:
Yes, that is a complete total. A shop will quote 7k to fix that ... or more.
Click to expand...

I doubt it'd be that much. I just had a $7500 wreck...involved the quarter panel, both bumpers, front end, 2 wheels, and the rear axle. I spun into a retaining wall. FAR worse than his. And the car looks better now than it did when it was new.

If they say $7K to fix THAT...they're on some serious crack.

Although...if the airbags deployed, that could be a different story....
 
G

GDTrumbo

Member
Jan 22, 2009
199
0
17
Nashville, TN
Jun 24, 2009
#18
  • Jun 24, 2009
  • #18
squeak93 said:
abs... hmm.. I think I have one of the only premium 98 gt's W/O abs... Very odd indeed.
Click to expand...


I also have a '98 Premium. Came with a set of floor mats and thats it.
No ABS or cruise.

GT
 

DStang99

Member
May 11, 2009
46
1
7
Florida
Jun 24, 2009
#19
  • Jun 24, 2009
  • #19
Hello Everyone

Thanks for your comments made me stay up all night worrying about it.
The thing is the car is financed so if it was totaled all the money will go to the
fiance company and i know their was no chance of me getting another mustang for a Long Long time


BUT GUESS WHAT ITS NOT TOTALED!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!
GEICO ESTIMATED THE COST AT $2500 YEAH FORD IS GOIN TO FINE MORE PROBLEMS
BUT THEY SAID THERE IS NO WAY THEY WILL TOTAL IT

THANK GOD
 
3

302GTS

If you need herpes, I'm your man!
Apr 20, 2009
481
2
18
Largo, FL
Jun 24, 2009
#20
  • Jun 24, 2009
  • #20
Congrats man, glad it turned out better than expected. I wrecked my Stang about a month or so ago, and it was definitely NOT a fun night for me either. All you can do is take a lesson from the incident, and move up (and upgrade!!! ). Hope the repairs happen smoothly and quickly, best of luck.
 
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