The motors definitely have different part numbers. I’ve also seen quite a few brush and bearing failures on the sn95 fan, where the Taurus motor seems to be just about bullet proof. I think you’re right that most of them are going from the switches, but one of my neighbors has got a ’95 without the switch, and the fan definitely lost the brushes (you could hear them before the motor finally died) The hub and mounting points look the same between the two, but I’ve never compared them side by side. Given the difference in reliability, it would be interesting to see if the Taurus motor could be used as a replacement motor, since they’re relatively inexpensive and easy to find.
The optimum set up for the 95 is a dcc 33212 in that it’s thin enough so that you can easily fit a fluidyne FHP20-95MU and it covers the entire radiator. The tc-15 with the stock fan isn’t nearly as nice of a setup, but it’s definitely better than the stock setup or running the switch.