I do weld-in for the superior rigidity, with bolt-in crossmember so you can still do driveshaft, exhaust, etc. work.
It's easy to fab your own -- not really much more work than welding in some store-bought ones. They're just a couple pieces of tubing and some brackets/gussets. Depending on how fancy you want to get, access to a pipe bender is nice, but not necessary.