time for new auto insurance, opinions on who you use.

D

DerekStangGT

My package is in the mail!

Feb 18, 2003

1,068

0

36

Sep 2, 2006

#1

• Sep 2, 2006

• #1

ok guys, im sick of my current insurance. prices are way too high. and the guy wont cut any money off. im under my parents plan, and i want to get my own. heres the low down.

Discounts
-5 cars on the policy, plus homeowners insurance
-student (even though im out of school)
-honor roll prgram
-defensive driving taken
-im not even listed under my stang, im listed under my mom's '02 WRX

Stats
-Allstate
-20
-male
-$1,000 deductable
-bare bones as far as medical/property damage coverage
-5 speeding tickets in the past 3 years

Payment
$175/month or $1,050/6 months

so what companies are you using? what are your payments? hopefully guys my age will respond so i can get some ideas.

 

S

Saleen4971

New Member

Mar 26, 2003

664

0

0

Setauket, LI

Sep 2, 2006

#2

• Sep 2, 2006

• #2

i have geico and with ABS, and a couple other discounts i pay $800 for 6 months for basic liability on my own policy

cant afford full coverage wtih an accident on record plus being 19 doesnt help either

 

S

stng

New Member

Jul 27, 2005

182

0

0

Sep 2, 2006

#3

• Sep 2, 2006

• #3

I have a couple of tickets and I am 26 years old. No accidents though. Anyways I was paying 201 a month through statefarm, than 170 a month through allstate. Now I am paying 96 a month through esurance.com thats for full coverage with the maximum amount of coverage and a 1K deductible...

 

Crzyhrse

Active Member

Dec 23, 2004

0

2

38

Seattle, WA

Sep 2, 2006

#4

• Sep 2, 2006

• #4

Find ANYONE but AllState!! Their rates are the highest I've ever seen. Your not in good hands with AllState.

 

Outlaw97GT

Member

Sep 10, 2005

234

0

16

Redneckville, Tx

Sep 2, 2006

#5

• Sep 2, 2006

• #5

State Farm....

48.00 per month, Im 34 with 1 ticket.

 

csledd

Official Ovary Punching Member

Founding Member

Aug 18, 2001

1,115

1

0

Paducah, KY

Sep 2, 2006

#6

• Sep 2, 2006

• #6

with progressive and I pay $145 a month - 21 female PERFECT RECORD. I'm not the only one on the policy but my name is a holder or whatever

 

ocbaud

Member

May 7, 2005

239

1

18

Midwest City, Oklahoma

Sep 2, 2006

#7

• Sep 2, 2006

• #7

Crzyhrse said:

Find ANYONE but AllState!! Their rates are the highest I've ever seen. Your not in good hands with AllState.

Click to expand...

qfmft!

allstate is rediculous on prices. we're insured though statefarm and they have been so helpful and great prices too.

i think i'm paying $620 every 6 months for:
- full coverage on my GT
- liability on the wifes '01 rodeo

i'm 21, she's 20, no tickets(on record) for either of us. but we do get a small discount for having a house insurance policy too.

 

D

Dragstr05

New Member

Dec 21, 2004

643

1

0

Stafford VA

Sep 3, 2006

#8

• Sep 3, 2006

• #8

USAA here. One of the best if you can get it, but its for the military folks.

 

DBMSTNG

I fantasize about it being BIG!

Founding Member

Apr 23, 2002

2,120

0

56

not quite here

Sep 3, 2006

#9

• Sep 3, 2006

• #9

auto insurance is a funny thing. there are so many variables used to determine rates that you wouldn't even expect to be factors.

we all know that age, gender, and driving record are used to determine rates, but did you know that where you live and even your credit rating effects your payment?

different people whith the same car and drving recoerd can end up with different rates from the same company.

for instance:

Crzyhrse said:

Find ANYONE but AllState!! Their rates are the highest I've ever seen. Your not in good hands with AllState.

Click to expand...

i have Allstate and pay $150 a month for my Mustang and SVT Focus combined. and that's full coverage on both.

 

Kraw

Nail On The Head El Moderatoro

Founding Member

Nov 29, 1999

0

2

49

ATL via MSY via MLU via Pitkin, La

Sep 3, 2006

#10

• Sep 3, 2006

• #10

as can how far you drive it annually. When we moved here, we went from living less then a mile from work to over 20. That made a huge difference

 

H

huudoo

New Member

Jul 25, 2006

18

0

1

Knoxville TN

Sep 3, 2006

#11

• Sep 3, 2006

• #11

im 44, use FarmBureau of Tennessee, 25.00 member fee per year,
full coverage maxed on coverage
100/300/100 - 500 deductable
860.00 per year

 

D

DerekStangGT

My package is in the mail!

Feb 18, 2003

1,068

0

36

Sep 3, 2006

#12

• Sep 3, 2006

• #12

whoah. i just got an online quote from esurance and they want $342/month or $2,017/6 months. they must be out they mind!!

 

T

Todd00GT1

New Member

Mar 25, 2006

38

0

0

New Cumberland, PA

Sep 3, 2006

#13

• Sep 3, 2006

• #13

I insure full coverage on my 00 Mustang GT and my 00 Lincoln LS(v6) w/$1,000 deductibles, limited tort, and the minimum for the rest of the coverages and I pay $151/month for full coverage on both cars. I'm 28 and have a clean record. I have Progressive. I would also check State Farm. They have good rates also.

 

Crzyhrse

Active Member

Dec 23, 2004

0

2

38

Seattle, WA

Sep 3, 2006

#14

• Sep 3, 2006

• #14

huudoo said:

im 44, use FarmBureau of Tennessee, 25.00 member fee per year.

Click to expand...

What's a $25 member fee? Never heard of that.

 

GDawg

Founding Member

Mar 22, 2002

1,469

19

68

Nevada

Sep 3, 2006

#15

• Sep 3, 2006

• #15

Dragstr05 said:

USAA here. One of the best if you can get it, but its for the military folks.

Click to expand...

Same here.