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  • 1979 - 1995 (Fox, SN95.0, & 2.3L) -General/Talk-

Totaled my truck today

  • Thread starter Thread starter Venom351R
  • Start date Start date Oct 16, 2010
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earleys94gt

Active Member
Aug 31, 2003
1,223
16
49
Ashley, Ohio
Oct 17, 2010
#21
  • Oct 17, 2010
  • #21
Cars can be replaced, lives can't...

Good to hear your okay.
 

MysteryMachine

Active Member
Jun 21, 2003
1,835
2
39
Parkesburg, PA
Oct 17, 2010
#22
  • Oct 17, 2010
  • #22
revhead347 said:
I had a student who interned with Cummins and Holsat as an engineer. Cummins makes good engines, but not for Dodge. Dodge insists on a specific failure time for every component. Cummins will make something, and Dodge will say "no," it won't brake soon enough, make it crapier.

Kurt
Click to expand...

I find that hard to believe. CTD's last a hell of a long time
 

revhead347

Apparently my ex-husband made that mistake.
20+ Year Stangneter
Jun 14, 2004
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Oct 17, 2010
#23
  • Oct 17, 2010
  • #23
MysteryMachine said:
I find that hard to believe. CTD's last a hell of a long time
Click to expand...

10 years, that's what he told me. Dodge insists that the engine have an average life of 10 years. If they lasted forever, they wouldn't be able to sell you another truck.

Kurt
 

MysteryMachine

Active Member
Jun 21, 2003
1,835
2
39
Parkesburg, PA
Oct 18, 2010
#24
  • Oct 18, 2010
  • #24
revhead347 said:
10 years, that's what he told me. Dodge insists that the engine have an average life of 10 years. If they lasted forever, they wouldn't be able to sell you another truck.

Kurt
Click to expand...

There's tons of first gens that are older then that running around.

It's like everything else though. Ford guys will bash Chevy, Dodge, whatever and support their brand.

I have owned a Toyota, Ranger, and now my Ram. I loved my Toyota. I beat the piss outta that thing. I hated the Ranger. Yes it was an 85 so the newer ones might be better. It was the biggest pos I've ever driven. The Ram is awesome. Yes dodge has it's issues here and there as do the rest of them. Proper maintenance and you'll get years outta any vehicle.

You'll never hear me bash Ford. I can't I own Mustangs lol. I had a Explorer and it was great. They are great vehicles. Chevy on the other hand I'll talk trash all day long lol.

I support Dodge now as well as Mustangs. You'd be surprised how many Ram owners also own stangs
 

COBRA90GT

Mustang Master
Sep 22, 2001
6,654
0
87
HOCKEYTOWN ® , MI
Oct 18, 2010
#25
  • Oct 18, 2010
  • #25
Glad you're ok, looked like a nasty impact.
 

fiveohwblow

Official Member
15 Year Member
Jul 21, 2005
2,169
145
155
Oct 18, 2010
#26
  • Oct 18, 2010
  • #26
Venom351R said:
well I totaled the truck today. Was heading up to friends house for some PS3 gaming. Another car pulled off a side road in front of me, I never saw them until it was to late and I hit the car going about 50MPH. Both her door and steering wheel air bags went off, neither one of mine did and I slammed my head off the steering wheel. Both of us went to the hospital. I'm fine other then a huge knot above my eye and a black eye that looks like looks like rampage jackson lit me up. Pretty sure the insurance company will total it out, its damaged pretty bad. Better the truck then the Mustang I guess. It was paid off in 2 more payments.


View attachment 206212
Click to expand...

Must have been the curse of that ugly blue sticker you had on your window

Glad you're alright, and seriously glad it wasn't the stang
 

Gearbanger 101

Straight Outta Locash
20+ Year Stangneter
Aug 10, 2002
9,457
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234
Ontario, Canada
Oct 18, 2010
#27
  • Oct 18, 2010
  • #27
fiveohwblow said:
Must have been the curse of that ugly blue sticker you had on your window
Click to expand...

Not a Patriots fan, huh.
 

revhead347

Apparently my ex-husband made that mistake.
20+ Year Stangneter
Jun 14, 2004
9,302
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214
Acworth, GA
Oct 18, 2010
#28
  • Oct 18, 2010
  • #28
MysteryMachine said:
There's tons of first gens that are older then that running around.

I have owned a Toyota, Ranger, and now my Ram. I loved my Toyota. I beat the piss outta that thing. I hated the Ranger. Yes it was an 85 so the newer ones might be better. It was the biggest pos I've ever driven. The Ram is awesome. Yes dodge has it's issues here and there as do the rest of them. Proper maintenance and you'll get years outta any vehicle.
Click to expand...

I've had a Toyota. I don't bash GMs anymore, I'd probably own one if it was the right car. But god Dodge's are aweful. I mean, of course there are going to be a few who made it through. Average life doesn't cut out all the straglers. My friend inherited a Durango with this marriage. By 80,000 miles it was eating up over $5000/yr in maintenance. It was dead steady too, no hope of recovering. It was on it's 3rd transmission, 2nd rear end, and then the engine started consuming water. So he finally got rid of it. I have 2 friends who had late 90s SS/T trucks. They were part of the Dodge cult. Both of the trucks don't run now, with less than 100,000 miles on them due to catastrophic electrical failure. And it's not like they didn't care, both of these trucks have 408s in them. At 72,000 miles one of them pulled the engine to put his 408 and found that half the cam bearings were cracked and missing chunks.

I'm sorry, I just can't see myself owning a Dodge. If Mercedes Benz couldn't save that company what makes Fiat think they can, much less the government.

Kurt
 

ProKiller

Founding Member
Apr 26, 2002
3,064
15
78
PA
Oct 18, 2010
#29
  • Oct 18, 2010
  • #29
your okay and that is the important thing. be glad the eye is the only damage you suffered without the air bag going off.
 

BlackVert

15 Year Member
Oct 3, 2003
5,589
9
98
Bethesda, MD
Oct 18, 2010
#30
  • Oct 18, 2010
  • #30
i had a similar accident in my 01 mustang. a 16 yo girl turned across traffic right in front of me. the car had less than 10K miles on her ... totalled.

as others have said, the important thing is that everyone was ok.

but it does suck that you are losing a vehicle that would have been paid off. i hope you get enough from the insurance to be able to get something that you don't have a monthly payment for.
 

Chythar

Recently finished repairing my rear
20+ Year Stangneter
Aug 26, 2004
2,373
140
113
Foothill Ranch, CA
Oct 18, 2010
#31
  • Oct 18, 2010
  • #31
BlackVert said:
i hope you get enough from the insurance to be able to get something that you don't have a monthly payment for.
Click to expand...

The purpose of insurance is to be able to replace a totaled vehicle with one of comparable value. The problem is, all insurance companies will try to low-ball you into taking less than you're entitled to. The older your car, the less they try to pay you. Up to you if you want to fight for what you think your Ranger was worth.
 

revhead347

Apparently my ex-husband made that mistake.
20+ Year Stangneter
Jun 14, 2004
9,302
1,645
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Acworth, GA
Oct 18, 2010
#32
  • Oct 18, 2010
  • #32
I've never been low balled by insurance company. They always seem to pay what it's worth. I just think some people have an unrealistic idea of what their own car is worth.

Kurt
 

MysteryMachine

Active Member
Jun 21, 2003
1,835
2
39
Parkesburg, PA
Oct 18, 2010
#33
  • Oct 18, 2010
  • #33
Hell with my 99 the insurance gave me more then I paid for it. I made out having it get hit lol
 

Chythar

Recently finished repairing my rear
20+ Year Stangneter
Aug 26, 2004
2,373
140
113
Foothill Ranch, CA
Oct 18, 2010
#34
  • Oct 18, 2010
  • #34
I've had bad luck twice with insurance companies: once with Allstate and once with Mercury. Both claimed my 94 V6 (now the Cobra clone) was worth much less than blue book value. The "comparable" Mustangs they listed had little to no options (my V6 had everything except leather) and had horrible paint. Comparable mustangs were worth about $3K here in Southern California. I had to hire an outside appraiser to get Allstate to back down and agree to repair the vehicle. Mercury finally gave in after refusing to settle for about 3 months.

Kurt, I do agree with you; most folks overvalue their property, including cars. The issue may simply be the age of the car - in both cases, the V6 was over 150K miles. It could also simply be the appraisers I've dealt with here in SoCal - get a jerk, and you'll have to fight. Get a nice, reasonable one - no problems.
 

Venom351R

Founding Member
Apr 27, 2002
4,548
41
98
MAINE
Oct 18, 2010
#35
  • Oct 18, 2010
  • #35
The KBB on my ranger was 7K in excellent condition. It was a loaded XLT Extended Cab 4X4 with power everything, sliding rear window, cruise, CD player.
 

revhead347

Apparently my ex-husband made that mistake.
20+ Year Stangneter
Jun 14, 2004
9,302
1,645
214
Acworth, GA
Oct 18, 2010
#36
  • Oct 18, 2010
  • #36
Insurance Companies don't go by KBB. They have their own internal appraisal system based on fair market value. That being said, Rangers are trendy vehicles and tend to be worth good money. Them being trendy is what leads to the equal value of the full size F150 to the compact Ford Ranger.

Kurt
 

Chythar

Recently finished repairing my rear
20+ Year Stangneter
Aug 26, 2004
2,373
140
113
Foothill Ranch, CA
Oct 18, 2010
#37
  • Oct 18, 2010
  • #37
Agreed Kurt. V6's are a dime a dozen, which didn't help in my case. As long as Venom351R is happy with what his insurance company offers as a settlement, that's all that matters. If he doesn't, he can negotiate for a better one.
 

Venom351R

Founding Member
Apr 27, 2002
4,548
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98
MAINE
Oct 18, 2010
#38
  • Oct 18, 2010
  • #38
I know they wont go exactly by KBB but it was a reference to go by. I'm going to go get checked out tomorrow, I felt really weird all day long and have been displaying a lot of symptoms of post concussion syndrome all day at work today. I just dont feel right
 

Gearbanger 101

Straight Outta Locash
20+ Year Stangneter
Aug 10, 2002
9,457
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Ontario, Canada
Oct 18, 2010
#39
  • Oct 18, 2010
  • #39
revhead347 said:
I've never been low balled by insurance company. They always seem to pay what it's worth. I just think some people have an unrealistic idea of what their own car is worth.
Kurt
Click to expand...

Truer words have never been spoken. You want proof. Take a look at some of the asking prices in our Classifieds sections.
 

Venom351R

Founding Member
Apr 27, 2002
4,548
41
98
MAINE
Oct 19, 2010
#40
  • Oct 19, 2010
  • #40
Called out from work today so I could go to the DR's and get checked out since I did not feel normal all day at work yesterday or last night. They diagnosed with Post Concussion Syndrome. They wrote me a note for a week of from work. I go back in on tues to get re evaluated again to see if I can return on weds.
 
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