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  • 1996 - 2004 SN95 Mustang -General/Talk-

What are you paying for insurance??

  • Thread starter Thread starter ArkansasMystic
  • Start date Start date Mar 3, 2007
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mineralgraygt

Member
Jan 4, 2006
187
0
16
nj
Mar 5, 2007
#41
  • Mar 5, 2007
  • #41
im 24 i pay 180 a month for two cars mustang has full coverage with 500 deductable
 
A

ArkansasMystic

New Member
Feb 16, 2007
43
0
0
Mar 5, 2007
#42
  • Mar 5, 2007
  • #42
Im not sure exactly what year im looking at, it may be 96 or 97. Im gonna have around $6000 to spend (if i go through, i have a 1990 gmc with a 6 inch lift and large tires and i love the truck, just not the 12mpg, and i am considering selling it). Im trying to figure out what i am paying for insurance right now, then get a quote on a mustang. If i put that my primary vehicle is my dads 1990 4 runner (i will be on their policy) and then say the mustang is a secondary vehicle, would my insurance be cheaper? Since i am only gonna spend 6000 or so on the car, i am only gonna have liability. Thanks.
 

Twista

Active Member
May 7, 2004
510
2
29
@ the z00 in chicago
Mar 5, 2007
#43
  • Mar 5, 2007
  • #43
wow, you guys paying 200-300 a month are ..................................l. DAMN
 

Kraw

Nail On The Head El Moderatoro
Founding Member
Nov 29, 1999
0
2
49
ATL via MSY via MLU via Pitkin, La
Mar 5, 2007
#44
  • Mar 5, 2007
  • #44
about 45 a month for full coverage. No wrecks, no tix.

If you figure in the GTO, our vehicle insurance per month is about 110 a month. Mustang is about 45, Yukon is around 47 and the GTO is 180 a year. My YFZ450 is 80 a year

I plan on insuring my John Deere garden tractor when I get it too. Once you have an ATV stolen, you tend to get insurance

forgot to add. I'm 32. The car is in the wife's name. It's on a 7500 miles or less "leisure" use policy. We really don't drive it much
 

N8Dogg98

15 Year Member
Apr 4, 2005
3,872
238
184
MN
Mar 5, 2007
#45
  • Mar 5, 2007
  • #45
I've got two speeding tickets, and a drag racing ticket. I was paying $320/month for full coverage $500 deductible, and then I got married and we insured the wife's Hyundai Accent and the stang for only $190/month. That's full coverage and a $250 deductible. So if you want to save some money....get married!! (but buy the stang first, cause the wife probably won't let ya!) BTW I am with state farm...
 

1low03gt

20+ Year Stangneter
May 24, 2004
708
11
38
Cold Hell,Ontario,Canada!!
Mar 5, 2007
#46
  • Mar 5, 2007
  • #46
How do some of you pay so little??!!!
Maybe its just us in Ontario,Canada that pay out the ying yang like everything else .
I pay 259.21 every month ,and it went up 5 bucks more per month this year ,and that is for my 2003 Mustang GT,and my 1995 4 door Dodge Spririt (family car/daily driver) .Both have full coverage,and i have a clean record,and am 33 years of age with wife and 4 year old kid ...... And that is good compared to some around where i live .
I paid less when i was younger,wilder,crazier,and after i hit 25,the insurance companies here just kept lifting the premiums .
 

Supradude26

New Member
Oct 11, 2005
86
4
0
Mar 6, 2007
#47
  • Mar 6, 2007
  • #47
I'm 30, and for my '90 accord and '03 cobra with no tix or accidents in over 5 years, I pay $170.00 per month through Pemco.
 

GToddyT5

Founding Member
Jan 14, 2002
553
0
16
Hamilton, NJ
Mar 6, 2007
#48
  • Mar 6, 2007
  • #48
Please, none of you have it worse than New Jersey...and New Jersey just got a little better too. I pay like maybe $1100-1200 for a 6 mo policy for full-coverage w/$500 deductible. The GT isn't insured, but I was paying about the same on a different company. Stupid Liberty Mutual wanted $3200 a year for the Cobra...no way.

I'm 23, 0 points, state-approved driver's improvement program, but some history of moving violations (Ins co. checks back 5 years, sucks).
 

shhak

New Member
Dec 4, 2006
109
0
0
Mar 6, 2007
#49
  • Mar 6, 2007
  • #49
I have a 2004 GMC 2500HD crew cab 4x4 SLT and my 2003 cobra. I am 28 married and have 3 kids. My last insurance policy was included with a job I had since I had to use my truck. I went to American Family to get insurance and since I hadn't had insurance in my name in the last 6 months, I got stuck paying a higher rate for the first 6 months. It was $405 a month for both vehicles. 500 ded on the cobra and 1000 ded on the truck.
Then after the first 6 months, it went down to $220 a month for both. Now 500 ded on both the car and truck.
 

shhak

New Member
Dec 4, 2006
109
0
0
Mar 6, 2007
#50
  • Mar 6, 2007
  • #50
I have a 2004 GMC 2500HD crew cab 4x4 SLT and my 2003 cobra. I am 28 married and have 3 kids. My last insurance policy was included with a job I had since I had to use my truck. I went to American Family to get insurance and since I hadn't had insurance in my name in the last 6 months, I got stuck paying a higher rate for the first 6 months. It was $405 a month for both vehicles. 500 ded on the cobra and 1000 ded on the truck.
Then after the first 6 months, it went down to $220 a month for both. Now 500 ded on both the car and truck.
 

04fullitgt

I shower with poo
Nov 13, 2006
0
0
0
Crest Hill, Illinois
Mar 6, 2007
#51
  • Mar 6, 2007
  • #51
I dunno if mines good or bad but im 22 and I pay 225 a month for full coverage with one ticket from when I was 19 and no wrecks.
Thanks esurance!
 

GToddyT5

Founding Member
Jan 14, 2002
553
0
16
Hamilton, NJ
Mar 6, 2007
#52
  • Mar 6, 2007
  • #52
That's not good.
 
A

ArkansasMystic

New Member
Feb 16, 2007
43
0
0
Mar 6, 2007
#53
  • Mar 6, 2007
  • #53
Dont think i mentioned that im in arkansas. My brother has a 96 mystic cobra, and he started out at 218 per month when he was 18 (he is 3 years older than me). Would mine be pretty close to his? (He had full coverage im guessing since he has a loan on the car) How much cheaper can i expect liability to be? Thanks.
 

BurningRubber

10 Year Member
Dec 6, 2004
1,865
24
58
Mar 6, 2007
#54
  • Mar 6, 2007
  • #54
18, under $350 annualy full coverage.

If your young and cant afford a full blown insurance payment if you are able to get on your parents plan it really helps out and gives you a feel for keeping up with a larger payment when you get on your own policy.
 

SaleenGT2001

Well-Known Member
Jul 18, 2005
2,811
4
58
Four Oaks NC
Mar 7, 2007
#55
  • Mar 7, 2007
  • #55
i just got my statement in the mail today. this is the first once since i have been married. i'm happy to say that full coverage on my stang has dropped to $59.33 a month!!!!!!!!!!!!!!!!1
 
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