What do you pay for Insurance?

JamesB88 · May 27, 2007

Im almost 20, had a ticket and one wreck. My 88 has a ton of miles on it and is getting pretty tired. Looking at buying a 99-04 GT. Something cheap around the 10k range nothing fancy just a decent car to drive everyday. I was just wondering how much do you think i would be looking at for insurance? I check Geico and it was about 1200 every 6 months. Anybody know any cheaper insurance companys? I really want to buy a newer car, but want to have alittle cash left over to fix my 88 up.

twogts4us · May 27, 2007

Progressive...two drivers, two GTs...$876 per 6 months. But I'm 41 and my wife is 37. (Finally, something besides 21 worth living for!)

topless98gt · May 27, 2007

I pay about $1300/year for both of my cars combined at Liberty Mutual (two drivers on one of the cars). I'm 20 and have had no wrecks that are my fault.

As for tickets, I've had many.

1) Minor in possession of alcohol
2) Speeding, 25 over in a 45mph zone
3) Unsafe lane change
4) Speeding, 22 over in a 70mph zone
5) Speeding, 19 over in a 65mph zone
6) Speeding, 16 over in a 65mph zone
7) Disorderly conduct, obscene gesture

I'm hoping that my next ticket will be 13mph over. Gotta keep that pattern going! Eventually it'll die off to 1mph over!

And my car's a 98 GT Convertible.

Seraphitia102 · May 27, 2007

I pay $108 a month through AAA. 8 years, no tickets, no accidents (surprising for a female asian driver)

100,000 per person / 300,000 per accident

full coverage except rental car.

ErikTheBeast · May 27, 2007

About $172 a month with State Farm.

chrispy98cobra · May 27, 2007

I pay 120 a month with Allstate for m 98 Cobra and my 2001 F250...........full coverage on both

Mustang5L5 · May 27, 2007

2003 Mustang GT

26 years old, single, no accidents, no tickets.......$1800/year

TeddyKGB · May 27, 2007

31 yr male, no tickets in YEARs. Pay $110/mo with an 03 Cobra Vert.

5.0's 4 ever · May 27, 2007

24 years old, single, no accidents or tickets

Mercury Insurance, $500 deductible, every 6 months

96 Cobra $442
07 IS 250 $474

Seraphitia102 · May 27, 2007

Mustang5L5 said:
2003 Mustang GT

26 years old, single, no accidents, no tickets.......$1800/year

ouch $1800 a year? what's your deductible? do you live in an area where lots of cars get stolen

did you add a lot of CHROME on your car? lol.

Mustang5L5 · May 27, 2007

Seraphitia102 said:
ouch $1800 a year? what's your deductible? do you live in an area where lots of cars get stolen

did you add a lot of CHROME on your car? lol.

$500 deductable.

I live in MA which has terrible insurance rates since the state sets the rates and doesn't allow the insurance companies to compete. What I pay is actually cheap lol

Actually, if i were to move a little further away from Boston, my rate would drop a good chunk

Seraphitia102 · May 27, 2007

Mustang5L5 said:
$500 deductable.

I live in MA which has terrible insurance rates since the state sets the rates and doesn't allow the insurance companies to compete. What I pay is actually cheap lol

Actually, if i were to move a little further away from Boston, my rate would drop a good chunk

does insuring chrome spinners hike that rate up?

that sucks that the state sets the rates. what kind of a market economy is that? you should threaten your congressman or woman that it's not fair to have a monopoly

Mustang5L5 · May 27, 2007

Seraphitia102 said:
you should threaten your congressman or woman that it's not fair to have a monopoly

It's Massachusetts. This state is so screwed up it's not even funny.

Spiggs · May 28, 2007

$426 progressive per six months, 25yr old, no tickets no accidents "on record"

Bluffing024 · May 28, 2007

Pay $160 a month with State Farm for two cars and two drivers; 00GT and 98 Neon; I am 20, clean record, she is 20 with one ticket.

topless98gt · May 28, 2007

Oh, forgot to mention. The current driver of my other car has a DWI on her record.

cookcr · May 28, 2007

I cant even remember what company i went with, 260 a month for my car full coverage 19 with no tickets(and the good college student discount lmao).

nesqwick_05 · May 28, 2007

143/ month full coverage

17 yrs old, 2 tickets (one for 35 in a 20 school zone, one for 61 in a 45)
no accidents

$500 deductible

Poisoned Pony · May 28, 2007

27 years old, 1 misdemenor charge of Speed Contest and wreckless driving, 1 speeding ticket
2000 Mustang GT full coverage
$135 a month through Progressive

Ordie · May 28, 2007

30 Male. I think I have one ticket on record.. 88 in a 65.

90.88 a month for a 02 GT Vert with State Farm

The funny thing is I was paying over 120+ a month for a 2003 4 door Nissan Sentra. So a V8 2 door Vert is cheaper than a 4 door 4 banger.....lol

What do you pay for Insurance?

JamesB88

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