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  • 1979 - 1995 (Fox, SN95.0, & 2.3L) -General/Talk-

Agreed upon insurance....???

  • Thread starter Thread starter stang8urimport
  • Start date Start date Jul 29, 2006

stang8urimport

Autozone Junkie
Founding Member
Jun 21, 2002
1,499
12
59
Daytona Beach, FL
Jul 29, 2006
#1
  • Jul 29, 2006
  • #1
I know this has come up before, so I used the search button... But of course it comes back with no results lol. Our cars are worth **** KBB, but we all know they are worth more. If I get into a fender bender, I don't want my insurance company to total it out cause there is $1K in damages, and the car is only worth $2100 KBB.

Anyone know of any insurance companies that do the agreed upon insurance? I know it's hard because our cars are not considered "classic" yet. Let me know! Insurance lapses next month

Nick
 

68torinogt

Hey guys, guess what--I have a bi-pass!!!
Mar 21, 2006
0
0
53
Welcome my son, welcome to the machine
Jul 29, 2006
#2
  • Jul 29, 2006
  • #2
is it a dd?
try hagerty thats what i use on the torino i drive the mustang so i cant do that yet but soon i will.
 

68torinogt

Hey guys, guess what--I have a bi-pass!!!
Mar 21, 2006
0
0
53
Welcome my son, welcome to the machine
Jul 29, 2006
#3
  • Jul 29, 2006
  • #3
but if you find one for a dd let me know i would be interested.
 

GroverDill

GoldMember
Founding Member
Aug 18, 1999
5,442
1,490
214
Demotte IN 46310
Jul 29, 2006
#4
  • Jul 29, 2006
  • #4
American Hobbyist.

requirements are:
10 years driving time
Daily driver for each member in the household
Car must remain in a locked garage when not being used
 

stang8urimport

Autozone Junkie
Founding Member
Jun 21, 2002
1,499
12
59
Daytona Beach, FL
Jul 29, 2006
#5
  • Jul 29, 2006
  • #5
10 year driving time? Meaning you have to have your lisence for 10 years??
 

Shakerhood

20+ Year Stangneter
Oct 28, 2004
3,357
209
114
Ohio
Jul 30, 2006
#6
  • Jul 30, 2006
  • #6
PoopDawg said:
I know this has come up before, so I used the search button... But of course it comes back with no results lol. Our cars are worth **** KBB, but we all know they are worth more. If I get into a fender bender, I don't want my insurance company to total it out cause there is $1K in damages, and the car is only worth $2100 KBB.

Anyone know of any insurance companies that do the agreed upon insurance? I know it's hard because our cars are not considered "classic" yet. Let me know! Insurance lapses next month

Nick
Click to expand...

I am going to be putting my car on American Hobbiest soon they seem like the best ones out there.
 

stang8urimport

Autozone Junkie
Founding Member
Jun 21, 2002
1,499
12
59
Daytona Beach, FL
Jul 30, 2006
#7
  • Jul 30, 2006
  • #7
I would love to, but I have another year before I can qualify (10 years driving experiance). And even with that, I hope they count a learners permit. lol I'm sorta screwed until then.
 

powertrax91

Founding Member
Mar 13, 2002
598
0
17
New York
Jul 30, 2006
#8
  • Jul 30, 2006
  • #8
PoopDawg said:
10 year driving time? Meaning you have to have your lisence for 10 years??
Click to expand...

Yes... you must be a licenced driver for at least 10 yrs.
 

68torinogt

Hey guys, guess what--I have a bi-pass!!!
Mar 21, 2006
0
0
53
Welcome my son, welcome to the machine
Jul 30, 2006
#9
  • Jul 30, 2006
  • #9
there has to be another that is more leanient.
 

stang8urimport

Autozone Junkie
Founding Member
Jun 21, 2002
1,499
12
59
Daytona Beach, FL
Jul 30, 2006
#10
  • Jul 30, 2006
  • #10
I'd hope so too. I really don't want to be covered by an insurance company that is going to crush my car, cause a fender got dented
 

68torinogt

Hey guys, guess what--I have a bi-pass!!!
Mar 21, 2006
0
0
53
Welcome my son, welcome to the machine
Jul 30, 2006
#11
  • Jul 30, 2006
  • #11
me neither and i want to continue driving it. i have one on antique insurance but it regulates almost everything excemt miles.
 

GroverDill

GoldMember
Founding Member
Aug 18, 1999
5,442
1,490
214
Demotte IN 46310
Jul 30, 2006
#12
  • Jul 30, 2006
  • #12
I love American Hobbyist, so cheap. 250 a year for 18.5k agreed value (soon to be 30 or 35k with the new mods)
 

68torinogt

Hey guys, guess what--I have a bi-pass!!!
Mar 21, 2006
0
0
53
Welcome my son, welcome to the machine
Jul 30, 2006
#13
  • Jul 30, 2006
  • #13
but can you drive it to work and everyday if you have another car on a policy
 

wythors

Get off my lawn!!!
Founding Member
May 17, 2000
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69
C Addle
Jul 30, 2006
#14
  • Jul 30, 2006
  • #14
We use Hagerty for both the 93 and the 96. Quite cheap and great coverage.
 

68torinogt

Hey guys, guess what--I have a bi-pass!!!
Mar 21, 2006
0
0
53
Welcome my son, welcome to the machine
Jul 30, 2006
#15
  • Jul 30, 2006
  • #15
but i cant drive it to work with that i have it on the torino and i hate that fact b/c i know it wont get hurt there but it wouldnt be covered if they found out that i drove it to work and i would hate to take that kind of loss
 
8

89lxsport50

10 Year Member
Feb 25, 2003
550
5
39
Franklin Tennessee
Jul 31, 2006
#16
  • Jul 31, 2006
  • #16
I just went through this with my 89. I bought an 02 GT to drive everyday, and wanted to put agreed value insurance on the 89. I shopped around with all the companies and had pretty much decided to go with American Hobbyist. The blue book is about $1000, but they were going to insure it for $8000 for about $165 a year. I discussed it with my State Farm agent and she convinced me to stay with them. They put it on a "classic car policy". It is insured for $8000, at a cost of $190 a year. It was a little more, but there are no restrictions like with the other companies. I can drive it to work or as much as I want. I just had to show her several examples of similar cars going for that price. She also took pictures of it.
 

68torinogt

Hey guys, guess what--I have a bi-pass!!!
Mar 21, 2006
0
0
53
Welcome my son, welcome to the machine
Jul 31, 2006
#17
  • Jul 31, 2006
  • #17
i will look into that thanks.
 
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