car insurance wtf?

89streetbeast

New Member

Dec 4, 2006

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horton,ks

Jan 2, 2007

#1

• Jan 2, 2007

• #1

called around a few places today for both my 92 crown and the 89 stang. the stang was 260 every 6 months for liability and the crown was 345 every 6 months for liability. is there something wrong here? i had a 94 thunderturd and it was cheaper than my mustang think it was around 210 every 6 months. i dont understand why the crown vic is more than both the 94 tbird and my 89 stang. you'd figure the crown vic since its a family car it would be cheaper right? sad part is im 27 and have no tickets and my insurance is still high as heck.

 

GSP393

New Member

Aug 14, 2006

217

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Orange County, Texas

Jan 2, 2007

#2

• Jan 2, 2007

• #2

I would call around or shop online, that's way too much in my opinion.

 

Snikt98GT

Founding Member

Jul 5, 2002

681

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Daytona Beach, FL

Jan 2, 2007

#3

• Jan 2, 2007

• #3

Car insurance is a scam, there is no rhyme or reason for the pricing.

I've had best luck with Statefarm and Esurance.com though.

 

89streetbeast

New Member

Dec 4, 2006

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horton,ks

Jan 2, 2007

#4

• Jan 2, 2007

• #4

one of the places wanted 645 for both cars combined liability. seems everyone else i know has way way cheaper insurance. its been high for me since i was 16. hasnt really dropped at all. they must not like me or somethin lol

 

Turkey Sammich

I can't fap normal. I cracked a rib, then my ankle

Jul 12, 2006

0

59

154

Jan 2, 2007

#5

• Jan 2, 2007

• #5

I pay 40 something. My car is insured as a pleasure car.

 

90

Active Member

Sep 24, 2006

0

1

43

Michigan insane asylum

Jan 2, 2007

#6

• Jan 2, 2007

• #6

i pay 137 for both mine through AAA...

 

GSP393

New Member

Aug 14, 2006

217

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Orange County, Texas

Jan 2, 2007

#7

• Jan 2, 2007

• #7

When I finish my 89 and when I get my 84 1/2 back on the road, I'm going with grundy.com collector car insurance. No year limitation, no milage limitation and I get what I want for my cars value.

 

stykthyn

I want to measure mine. It doesn't look that tall.

15 Year Member

Jul 6, 2006

5,232

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gainesville

Jan 2, 2007

#8

• Jan 2, 2007

• #8

05 hemi ram
03 mustang gt
93 mustang lx vert
home owners insurance
all for the bargain price of 105.00 a month @ USAA

 

90

Active Member

Sep 24, 2006

0

1

43

Michigan insane asylum

Jan 2, 2007

#9

• Jan 2, 2007

• #9

i gotta call B S on that ^^^... thats gotta be plpd and u must live in a shanty

 

89streetbeast

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Dec 4, 2006

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horton,ks

Jan 2, 2007

#10

• Jan 2, 2007

• #10

well i called this last place up and heres the scoop.

89GT: $194 every 6 months with 50/100 renters ins. and life ins.

92 crown vic: $217 every 6 months with 50/100 renters ins. and life ins.


ok both combined with multi-car discount and all was around $430 every 6 months.

the guy told me that 25/50 was more than 50/100 which isnt possible i dont think. unless he's tryin to rip me off more than he already is. what do you guys think?

 

stykthyn

I want to measure mine. It doesn't look that tall.

15 Year Member

Jul 6, 2006

5,232

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gainesville

Jan 2, 2007

#11

• Jan 2, 2007

• #11

90mustang_GT5.0 said:

i gotta call B S on that ^^^... thats gotta be plpd and u must live in a shanty

Click to expand...

nahh your rates will plummet once you hit 25, get married and they drop even more. besides I have been with them for over 10 years now.

 

90

Active Member

Sep 24, 2006

0

1

43

Michigan insane asylum

Jan 2, 2007

#12

• Jan 2, 2007

• #12

thats seems carzy low... sweet but low.. i understand now 25 married and 10years.. but your still in my favorite city to get drunk in, the party capital of the u.s.. other then jersey shore

 

GSP393

New Member

Aug 14, 2006

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Orange County, Texas

Jan 3, 2007

#13

• Jan 3, 2007

• #13

My rates are ok and 35 married. My online quote from Grundy for 12 months was $310 on my 89 GT as agreed value of $15 for highly modified with no milage or year limitation. I know that all sounds too good to be true, once I finish my car I'll try and see. I might go for more than 15k when it's all said and done.

 

8

89tang

Founding Member

Oct 20, 2000

2,508

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Newark ohio

Jan 3, 2007

#14

• Jan 3, 2007

• #14

Most maybe all insurance companies go off your credit score too to set your rates on policies. I think they come up with their own credit scoring model to see what kind of a risk you are to them.

I'd have to ask my mom she's worked at statefarm for 25+ years, she's told me about this before.

 

Busted07

I need my gorilla to be about an inch longer.

Nov 15, 2005

0

3

0

Jan 3, 2007

#15

• Jan 3, 2007

• #15

stykthyn said:

nahh your rates will plummet once you hit 25, get married and they drop even more. besides I have been with them for over 10 years now.

Click to expand...

Do you only have liability on your cars? Reason im asking is i have allstate, have full coverage on an 04 accord and full coverage on my 02 f150, and homeowners through them and i pay 212 a month for everything.

 

stykthyn

I want to measure mine. It doesn't look that tall.

15 Year Member

Jul 6, 2006

5,232

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gainesville

Jan 4, 2007

#16

• Jan 4, 2007

• #16

full coverage on the gt and the ram. the truck is insured as a recreational/weekend vehicle since I pretty much only use it to pull my boat. the LX is my daily and it only has liability and I live 5 miles from work which really helps to keep my premiums down. If you are ex military or a dependent I would really look into USAA they are awesome.