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Classic Insurance

  • Thread starter Thread starter Tubbster66
  • Start date Start date Aug 7, 2017
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Tubbster66

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Aug 5, 2017
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Kitsap, WA
Aug 8, 2017
#21
  • Aug 8, 2017
  • #21
karthief said:
12k? That is easy 18 to 20k if its an 8 on a 10 scale but it looks like an 11 so yea up your coverage.
Click to expand...
If someone offered me 18k it'd be gone! I tried telling my wife we need to value it higher, but we see how that turned out.
 

General karthief

wonder how much it would cost to ship you a pair
Mod Dude
Aug 25, 2016
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Aug 8, 2017
#22
  • Aug 8, 2017
  • #22
Get an appraisal, I think you'd be surprised.
Unless there is something that is covered up, is it close to stock?
 

Tubbster66

Advanced Member
Aug 5, 2017
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#23
  • Aug 8, 2017
  • #23
karthief said:
Get an appraisal, I think you'd be surprised.
Unless there is something that is covered up, is it close to stock?
Click to expand...
Nothing covered up that I know of. It's originally an inline 6 (t code) converted V8. Never thought of an appraisal
 

General karthief

wonder how much it would cost to ship you a pair
Mod Dude
Aug 25, 2016
27,995
10,621
213
polk county florida
Aug 8, 2017
#24
  • Aug 8, 2017
  • #24
Most classic car insurance companies know where an appraiser would be found in your area or google bob perkins, he was/is a mca judge.
 

Tubbster66

Advanced Member
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Kitsap, WA
Aug 8, 2017
#25
  • Aug 8, 2017
  • #25
No not close to stock. I just put FITech fuel injection on it. Got a T5 to drop in. Doing the seat upholstery soon. Just had shoulder surgery earlier this year so FI was the safest thing for me to do to it. I have been toying with the idea of selling it to get a nice foxbody.
 
Last edited: Aug 8, 2017
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Mustang5L5

That is…until I whipped out my Bissell
Mod Dude
Feb 18, 2001
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Aug 8, 2017
#26
  • Aug 8, 2017
  • #26
Jersey Joe said:
No, unfortunately there is a reason it is so cheap. Limited miles, must not be your only registered car , must be garaged if I remember right. I'm sure more I can't remember.
Click to expand...

Sounds about right. Not sure of the mileage restriction on my policy, but I've only done 400 miles since I get insured under Haggerty.

They require garage, but never actually verified this somehow.

One of the major collector insurers required your other registered car be no older than 5 years. No beaters allowed.
 

Tubbster66

Advanced Member
Aug 5, 2017
294
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Kitsap, WA
Aug 8, 2017
#27
  • Aug 8, 2017
  • #27
Mustang5L5 said:
Sounds about right. Not sure of the mileage restriction on my policy, but I've only done 400 miles since I get insured under Haggerty.

They require garage, but never actually verified this somehow.

One of the major collector insurers required your other registered car be no older than 5 years. No beaters allowed.
Click to expand...
Hagerty made me send them pics of my car with at least one in the garage.
 

Mustang5L5

That is…until I whipped out my Bissell
Mod Dude
Feb 18, 2001
43,283
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Aug 8, 2017
#28
  • Aug 8, 2017
  • #28
Tubbster66 said:
Hagerty made me send them pics of my car with at least one in the garage.
Click to expand...

Hmm. I had to send pics too, but never got the garage pic request. However my pics were in front of the garage so maybe that was good enough
 

Jersey Joe

I remember blowing that Monkey's ass
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#29
  • Aug 8, 2017
  • #29
I figured they just Goggle the address and look for your garage, I too had to send pics but just of the car.
 

Shakerhood

20+ Year Stangneter
Oct 28, 2004
3,359
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Ohio
Aug 8, 2017
#30
  • Aug 8, 2017
  • #30
I have American Collectors on my Fox, they change the value every year and I think they had it set around $13500 or so this year and I get to use it for pleasure drives.
 

90limited

Founding Member
Apr 13, 2002
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Port Charlotte FL
Aug 9, 2017
#31
  • Aug 9, 2017
  • #31
I have Grundy for the Fox and Caddy. Have 12k on fox and 20k on caddy and think I pay around $380... I had to send pics of the garage storage for both cars and a pic of a daily driver for every licences driver in the house. They would not insure my 2004 Mazdaspeed Miata that I autocross.....
 

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General karthief

wonder how much it would cost to ship you a pair
Mod Dude
Aug 25, 2016
27,995
10,621
213
polk county florida
Aug 9, 2017
#32
  • Aug 9, 2017
  • #32
Land yacht and land rocket, NICE!
 

fredfifty

5 Year Member
Nov 23, 2011
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Aug 24, 2017
#33
  • Aug 24, 2017
  • #33
$331 a year, garaged, allowed 5k miles/year (if i recall) with $10k agreed value with hagerty
 

hoopty5.0

mechanicus terribilis
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#34
  • Oct 19, 2018
  • #34
I'm bumping this thread back up. Just signed with Hagerty, $608/year. $15k agreed value, can drive to work 'occasionally' as the website says. Also has better coverage than my other vehicles through my regular insurance provider.

The only down side is I had to pay it in a lump sum today
 
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krazedstang

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Oct 19, 2018
#35
  • Oct 19, 2018
  • #35
hoopty5.0 said:
I'm bumping this thread back up. Just signed with Hagerty, $608/year. $15k agreed value, can drive to work 'occasionally' as the website says. Also has better coverage than my other vehicles through my regular insurance provider.

The only down side is I had to pay it in a lump sum today
Click to expand...

I'm glad this popped up, I've been thinking about getting rid of Progressive for my fox and getting classic insurance instead.
 

tsiemens

my welding skills arent really skills
Jul 14, 2018
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ontario
Oct 19, 2018
#36
  • Oct 19, 2018
  • #36
i'm with hagerty I think its 195$ Canadian bucks and I think I get a couple thousand miles a year and again no driving to work. Its parked in an abandoned barn.
 

Mustang5L5

That is…until I whipped out my Bissell
Mod Dude
Feb 18, 2001
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Oct 19, 2018
#37
  • Oct 19, 2018
  • #37
I need to up my coverage actually. I think I'm at $10k replacement value. Need to move that to $15k for next summer
 

Blown88GT

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Oct 19, 2018
#38
  • Oct 19, 2018
  • #38
I just got a quote from Hagerty, about 2X my current Grundy premium which could increase, policy is renewed Jan 1st. Renewal will show up in about a month. In 5 years, premium has increased about $50.
They only insure vehicles 25 years old or older, but there are some exceptions. I asked them what was the maximum insured value without an appraisal. They said $16k with $1k deductible. There are no mileage restrictions but it can't be your DD. I think I had to send them some pics, but that's all.
It could be different since they split from Philadelphia Insurance Co.
 

Mustang5L5

That is…until I whipped out my Bissell
Mod Dude
Feb 18, 2001
43,283
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Massachusetts
Oct 19, 2018
#39
  • Oct 19, 2018
  • #39
I have a 2k mileage restriction on my policy with haggerty. Their policies are a bit customizable.

I also like their haggerty plus program which is free towing up to 15 miles for 35bucks. They have different levels with more miles but I think 99.9% of my cruising is within 10 miles of home. Work is 14 miles away.
 

67coupe

Founding Member
Apr 5, 2002
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Huntsville, AL
Oct 20, 2018
#40
  • Oct 20, 2018
  • #40
Kinda surprised some of these Hagerty policies are all over the map.

I’m $20k value, 5000 miles per year, can drive to work occasionally. $400 per year. And that’s them knowing the engine and power level.
 
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