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Drag racing insurance

  • Thread starter Thread starter str8stang036
  • Start date Start date Jul 4, 2008

str8stang036

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Dec 28, 2002
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Jul 4, 2008
#1
  • Jul 4, 2008
  • #1
I have heard that there is specific insurance for drag racing and not everyday street use of the car. My car will be 99% strip and I wanted to know if anyone was familiar with this type of insurance and any other information.
 

Yobi1Kanobi

Member
Apr 9, 2003
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Jul 4, 2008
#2
  • Jul 4, 2008
  • #2
wish i could help but ive always heard "at your own risk" and even if you could find someone to insure it you would get a nosebleed just from how high the premium would be.
 

autumn_again

New Member
Oct 2, 2007
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Hamilton, NJ
Jul 6, 2008
#3
  • Jul 6, 2008
  • #3
are you talking basically an insurance for a car thats not driven street often, like a casual driver? or something that will actually insure what happens at the drag strip.

i forget what its called, but theres something on my insurance company where if the cars not your primary vehicle, you can register the car under a casual driver.
 
I

inphiniti

Active Member
Mar 15, 2003
412
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28
Providence, RI
Jul 6, 2008
#4
  • Jul 6, 2008
  • #4
autumn_again said:
are you talking basically an insurance for a car thats not driven street often, like a casual driver? or something that will actually insure what happens at the drag strip.

i forget what its called, but theres something on my insurance company where if the cars not your primary vehicle, you can register the car under a casual driver.
Click to expand...

i almost wanna say its called or nicknamed "pleasure insurance" i could be wrong

...some guy tonite wiped out his calypso green foxbody around corner 3 last nite in a spectators drag... the car was ****ED... poor bastard, i was gonna offer him a few bucks for the drivetrain lol the car was def totaled
 

Black Stampede

Founding Member
Sep 3, 2002
1,811
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39
Grand Rapids, MI
Jul 7, 2008
#5
  • Jul 7, 2008
  • #5
I'm pretty sure no one puts insurance on pure race cars. To insure one would be insanely high. I know a guy who road races and doesnt have insurance. I mean think about how high it would be when they are insuring you for driving in a matter that could easily destroy your car every time you get in it.
 

Venom351R

Founding Member
Apr 27, 2002
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Jul 7, 2008
#6
  • Jul 7, 2008
  • #6
inphiniti said:
i almost wanna say its called or nicknamed "pleasure insurance" i could be wrong

...some guy tonite wiped out his calypso green foxbody around corner 3 last nite in a spectators drag... the car was ****ED... poor bastard, i was gonna offer him a few bucks for the drivetrain lol the car was def totaled
Click to expand...


Sounds like what I saw down in FL when I bought the Mustang I have now. Guy blew his lower radiator hose and it was all over from there.

You cant see much b/c it was dark but you can tell he smacks the wall

http://s29.photobucket.com/albums/c...tang Pics/?action=view&current=Picture309.flv
 

94GTLaserRC

Squint as you approach, lest you be blinded by my
15 Year Member
May 7, 2002
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Ernan Says "here it comes... dushbag"
Jul 7, 2008
#7
  • Jul 7, 2008
  • #7
I have the CHEAPEST insurance you can buy on my stang because of its low annual mileage use. That is insurance for a "recreation" vehicle, but it is not specific for a "race car"

Call your insurance and ask or better yet, call Geico....15 minutes can save you a ton of money!
RC
 

Venom351R

Founding Member
Apr 27, 2002
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Jul 7, 2008
#8
  • Jul 7, 2008
  • #8
I hate Geico

but Im going to check into that recreation ins b/c I dont drive the car a lot anyway. Probably enough for one oil change a summer.

EDIT: Just checked w/ Progressive I already have "pleasure" insurance on the Mustang. Falls into that category if its driven less then 3 times a week to work.
 

str8stang036

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Dec 28, 2002
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Jul 7, 2008
#9
  • Jul 7, 2008
  • #9
I am not sure of the name, but the announcers at the track would talk about drag racing insurance. Maybe they were talking about insurance for the racer and not car.
 

autumn_again

New Member
Oct 2, 2007
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Hamilton, NJ
Jul 7, 2008
#10
  • Jul 7, 2008
  • #10
if you dont plan on driving the car on the street at all, trailering it to the track. you could probably get away without insurance on the car.

like others said, the price for that would be so high it may not even be worth it.
 

Venom351R

Founding Member
Apr 27, 2002
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Jul 7, 2008
#11
  • Jul 7, 2008
  • #11
Even though driving the car at the track is considered "High risk" as far as the ins company is concerned I often see it as safer then driving on the public roads. your only dealing w/ one other person in the next lane beside you going the same direction in a straight line compared to all the morons out driving on the road.
 

90lxcoupe

20+ Year Stangneter
Oct 7, 2003
3,596
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134
Oct 4, 2010
#12
  • Oct 4, 2010
  • #12
Here you go...

Race Car Insurance
 

Venom351R

Founding Member
Apr 27, 2002
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Oct 4, 2010
#13
  • Oct 4, 2010
  • #13
holy old thread batman
 
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