I currently have a 99 cobra that i have had for almost 5 years now. I bought it used with 59,000 miles on it. Only thing ive done to it is put in a water pump. I am now up to 97,000 miles on it. Still looks and runs great!
I have always liked the 03-04 cobra, due to the fact that they are supercharged and have a 6 speed in them. i have never driven one though.
Well i found one online, a 2004 cobra, same color as mine, black, with 40,000 miles on it. asking price was 29,999, and i got it down to 24,990. For my trade, without seeing it as of yet, they guessed at 7300 for it, that one is paid off.
After tax and crap, i would be financing 19,608, unless i get more or less on my trade. They wont go any lower on car, and im pretty sure they wont go higher on my trade, so these are probably final numbers.
I am a bit overextended on my credit, nothing really bad, had a bankruptcy 7 years ago, but still shows, just a lot of credit card debt and almost maxed, though all on time, yet the only lender they could get wants 16.59 %. I tried online already at hsbc-have a loan there now, and capital one, and was turned down. Even ford credit whom ive been with twice didnt pick it up.
anyways, i have no payment now, and to upgrade to the 04 would cost me 435/mo for 72 months, plus my ins would go up about 34/mo.
question is, is it worth it to upgrade to an 04 as described or should i just keep what i have? are they really that much nicer. i love the idea of a supercharger, but is it worth the money? There would be no warrenty on car either because factory one is up, dealer give a 30 day/3000 miles one, but an extended for that car with supercharger is 2500 for only 2 years. that adds a lot to the payment.
Tell me the pros and cons of getting this car or not. Need to decide by tomorrow.
thanks.
I have always liked the 03-04 cobra, due to the fact that they are supercharged and have a 6 speed in them. i have never driven one though.
Well i found one online, a 2004 cobra, same color as mine, black, with 40,000 miles on it. asking price was 29,999, and i got it down to 24,990. For my trade, without seeing it as of yet, they guessed at 7300 for it, that one is paid off.
After tax and crap, i would be financing 19,608, unless i get more or less on my trade. They wont go any lower on car, and im pretty sure they wont go higher on my trade, so these are probably final numbers.
I am a bit overextended on my credit, nothing really bad, had a bankruptcy 7 years ago, but still shows, just a lot of credit card debt and almost maxed, though all on time, yet the only lender they could get wants 16.59 %. I tried online already at hsbc-have a loan there now, and capital one, and was turned down. Even ford credit whom ive been with twice didnt pick it up.
anyways, i have no payment now, and to upgrade to the 04 would cost me 435/mo for 72 months, plus my ins would go up about 34/mo.
question is, is it worth it to upgrade to an 04 as described or should i just keep what i have? are they really that much nicer. i love the idea of a supercharger, but is it worth the money? There would be no warrenty on car either because factory one is up, dealer give a 30 day/3000 miles one, but an extended for that car with supercharger is 2500 for only 2 years. that adds a lot to the payment.
Tell me the pros and cons of getting this car or not. Need to decide by tomorrow.
thanks.