Paid mine off 2 years ago in October, bought new tires, then promptly spun a rod bearing at the end of November '08, this hurt the wallet D'OH!!
Had the motor rebuilt, added cams, LTs and tune, now she is better then ever. And all credit cards are paid off now, just need to add gears (4.30s) then she'll be good to go for a while.
Never really had no payments because while the Mach was down we picked up a '09 Fusion SE V6 Sport...the car kicks ass.
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