• Mustang Forums
  • 1996 - 2004 SN95 Mustang -General/Talk-
  • SVT Tech Forum

How much is insurance on your 03 Cobra?

  • Thread starter Thread starter KickerStang
  • Start date Start date Feb 10, 2004
Prev
  • 1
  • 2
First Prev 2 of 2

EvilEyez

New Member
Jan 30, 2004
103
0
0
Austin, Tx
Feb 11, 2004
#21
  • Feb 11, 2004
  • #21
SueC..........I lost track of my tickets at number 25, thank God for prohbation.

2003 Cobra
Bassani catback
Bassani x pipe
densecharger
pro 50 shifter
mgw shifter handle
409rwhp
390rwtq
 
M

MUSTANGLANCE

Founding Member
May 7, 2002
179
0
0
Charleston, SC
Feb 12, 2004
#22
  • Feb 12, 2004
  • #22
My new 2003 Cobra is only costing me $30 more per month than my GT. We have a 2 car insurance plan, $250 Deductibles, and our total monthly payment will now be $235 a month for two cars and renters insurance. The Cobra is about $130 per month. Not bad since my GT was $235 a month when it was new. This great rate is because we have no accidents, no tickets, I'm an almost 30 year old fart, and I'm military using USAA as my insurance company. USAA is a great company to work with. My insurance also went down big time when we moved to SC from OK. The problem with the midwest was all the huge thunderstorms that would produce baseball size hail (not so good for the cars).

lance
 

njcobra98

New Member
Jun 22, 2002
5
0
0
new jersey
Feb 12, 2004
#23
  • Feb 12, 2004
  • #23
Ok, I live in NJ and I pay 435 for 6 months 2003 cobra, this is with 4 cars policy 2 cars for me and 2 for my spouse. 35 years old, 2 points license, 500 deductible comp and coll. car is listed pleasure use. also got quoted for 2004 cobra 485 for 6 six
 
C

coreseller

New Member
Feb 1, 2004
18
0
0
Feb 12, 2004
#24
  • Feb 12, 2004
  • #24
Insurance

Alright, I'm an old fart but this message hit home with me. I sold my 60's muscle car last fall and decided to get something newer. Initially I was going to get a 2 or 3 year old Boxster S or Corvette convertible, I'm 40 with a clean record, married with a multi-car / house discount policy. The wife suggested something with a back seat so I decided on a 2001 Cobra Convertible. I found one, bought it, told the insurance guy, got the bill a week later and went wild. It was almost exactly twice what he quoted me for the Boxster S or the Corvette. Gotta admit though, the car put such a smile on my face I bumped the deductible up the $1K and agreed to park it 3 months out of the year (that put it back into the same range as the Vet or Boxster) and paid the bill.
 
N

ninet4cobra

New Member
May 11, 2002
21
0
0
Tucson AZ
Feb 13, 2004
#25
  • Feb 13, 2004
  • #25
I'm with usaa and in November I had a 94 cobra, 98 Gt, 02 Harley F150, and an 03 cobra and I was paying 365.00 per month, since then the 94 cobra has been sold and I am now paying 315.00 per month with 500.00 deductibles. This price includes renters ins and a few persanal artical floaters. I'm 26 and my wife is 32 the damn gt is costing me more then the truck and the truck is faster so now the gt is for sale
 

PDubs

Founding Member
Feb 15, 2002
1,138
0
36
Always farging hot in Texas
Feb 14, 2004
#26
  • Feb 14, 2004
  • #26
I'm 26, have USAA with full coverage, one car, and pay about $2k/yr. Clean record (knock on wood), one ticket two years ago (remdied with DD), single. However, a year ago, they sent me a dividend check. And a few months ago, I got another dividend check. So even though it says ~$2k/yr on paper, they are giving me $$ back when they make money.

I don't know too many companies that'll do that, so I'll stick with USAA.
 

MystiChrome Coupe

Founding Member
Nov 22, 2001
1,136
0
0
OHIO
Feb 14, 2004
#27
  • Feb 14, 2004
  • #27
38 yr, married, multi car & house, I'm paying $943 a year for my '01 'vert & was quoted $1041 a year for a '04 Cobra coupe.
This is with erie insurance with the car listed as pleasure use.
 

1999SVTVert

New Member
Nov 2, 2003
70
0
0
Gainesville, FL
Feb 14, 2004
#28
  • Feb 14, 2004
  • #28
That is one thing that is nice about USAA --- Right now I have about $1000 sitting with them that has been refunded to me on premiums- My premium refund this last year was $383.
 
K

kc camp 03'

Founding Member
Feb 28, 2002
93
0
0
New Jersey
Feb 14, 2004
#29
  • Feb 14, 2004
  • #29
I'm 37, married, and no points. I have New Jersey Manufacturers, which is probably the best policy to have in NJ. I pay $1150 per yr. with $1000 deductible. No complaints here, especially as bad as Jersey is with insurance premiums.
 
K

KickerStang

Founding Member
May 6, 2002
593
0
0
Colorado Springs
Feb 15, 2004
#30
  • Feb 15, 2004
  • #30
PDubs said:
I'm 26, have USAA with full coverage, one car, and pay about $2k/yr. Clean record (knock on wood), one ticket two years ago (remdied with DD), single. However, a year ago, they sent me a dividend check. And a few months ago, I got another dividend check. So even though it says ~$2k/yr on paper, they are giving me $$ back when they make money.

I don't know too many companies that'll do that, so I'll stick with USAA.
Click to expand...

Yeah I got a good check back too. Something like $350-500. I forget, but it was sizeable. I like that.
 

COBRA90GT

Mustang Master
Sep 22, 2001
6,654
0
87
HOCKEYTOWN ® , MI
Feb 15, 2004
#31
  • Feb 15, 2004
  • #31
...moving to "talk" instead gang.
 
M

Morpheusgpr

Founding Member
Jan 28, 2002
250
0
0
Indianapolis, IN
Feb 17, 2004
#32
  • Feb 17, 2004
  • #32
I called and gave them the VIN for a Zo6 2004 corvette. Came out to be 957/6 months with full coverage. Thats damn near as cheap as my fiancees freaking 2002 neon. Its got me after one, I know that. Just need good prices on my two SVTs to keep my payment down as low as possible.
 
H

Hunter Boomer

New Member
Oct 23, 2017
1
0
1
Oct 23, 2017
#33
  • Oct 23, 2017
  • #33
I went through the process online of replacing my current car with an 03 Cobra and being 18 years old, I wasn't expecting great results. However it ended up being CHEAPER. I'm 18, spotless record and the cobra was 38 a month cheaper then my current 2009 Mustang GT.
 

General karthief

wonder how much it would cost to ship you a pair
20+ Year Stangneter
Aug 25, 2016
27,947
10,585
203
polk county florida
Nov 13, 2017
#34
  • Nov 13, 2017
  • #34
I'm sure the insurance rates for most of those folks on this thread has gone down by now, it been 12 years.
Hint: there is a date in the lower left corner of the thread box.
Insurance is a nessary evil, you hate it till you need it and then you still hate it.
 
Prev
  • 1
  • 2
First Prev 2 of 2
You must log in or register to reply here.

Similar threads

B
Where to go from here on my build…
  • B0udreaux
  • Jul 14, 2026
  • 1979 - 1995 (Fox, SN95.0, & 2.3L) -General/Talk-
Replies
8
Views
209
1979 - 1995 (Fox, SN95.0, & 2.3L) -General/Talk- Jul 18, 2026
AeroCoupe
B
'03 GT Fuel Pump/Pressure/Delivery Issue
  • Brodach
  • Oct 21, 2025
  • SN95 4.6L Mustang Tech
Replies
8
Views
923
SN95 4.6L Mustang Tech Oct 31, 2025
gkomo
Place to Avoid: Jamison Auto Group in Gulfport, MS
  • D Durden
  • Oct 20, 2025
  • 1965 - 1973 Classic Mustangs -General/Talk-
  • 2 3
Replies
46
Views
3K
1965 - 1973 Classic Mustangs -General/Talk- Jul 16, 2026
Noobz347
C
Progress Thread 2004 Comp Orange GT
  • ctandc
  • Jun 26, 2023
  • 1996 - 2004 SN95 Mustang -General/Talk-
  • 2 3
Replies
56
Views
5K
1996 - 2004 SN95 Mustang -General/Talk- Jun 1, 2026
ctandc
C
SN Mustang Magnum T56 swap
  • revhead347
  • May 24, 2024
  • 1994 - 1995 Specific Tech
Replies
15
Views
6K
1994 - 1995 Specific Tech Jun 28, 2026
GearHeadGuy
Share:
Bluesky Email Share Link
  • Mustang Forums
  • 1996 - 2004 SN95 Mustang -General/Talk-
  • SVT Tech Forum
Menu
Log in

Register

  • Forums
  • What's new
  • Media
  • Resources
  • Contact
  • Sponsor
X

Privacy & Transparency

We use cookies and similar technologies for the following purposes:

  • Personalized ads and content
  • Content measurement and audience insights

Do you accept cookies and these technologies?

X

Privacy & Transparency

We use cookies and similar technologies for the following purposes:

  • Personalized ads and content
  • Content measurement and audience insights

Do you accept cookies and these technologies?