I need help with my Insurance Company

Could you try to get some information from Roush?

you probably have, but I'll ask: Have you sent them pictures of your car?

This is realistic and negative. I quit working for an insurance company, but here is what I learned. Normally when you have insurance they ask you about aftermarket parts. Even though your Roush came that way, a lot of insurance companies still consider it a custom job. So if you don't claim the parts or have it appraised by the company, then they consider it to be a regular car. That is why if you have a Saleen or Roush don't use an everyday insurance company. You have to buy insurance from companies that deal in these type cars. A lot of the major companies have seperate divisions for unique, custom, or high value cars. All honesty, you're more than likely out. Mustangs are just Mustangs to insurance companies. You'll have to have paper proof your car was done up as a Roush, and sold as a Roush Mustang. Even then, I don't know. I didn't work claims.
You know how many people try to get more insurance for their Mach 1 or Bullitt because it is ''worth more and is a collectible?'' To State Farm, Progressive, Geico, etc. it is a Mustang, period. They don't care if it is 1 of 500 with special one off parts. Unless you claim, and then pay extra money for each of those parts.

I agree with droid's reply.

If it's a "special" edition or type of car, you need to insure it as such. If you were insuring it as an everyday Mustang, that's exactly what they're going to buy out.

Unfortunatly I think you are kinda SOL. Unlike Saleen, Roush is not recognized by the value guides as a seperate car company, other than a mustang.

Insurance agents go by the VIN and your car is a mustang gt, no more. Sorry man.

Buy back the wreckage and sell off what you can. They will buy it from you for a few hundred dollars (my insurance company offered me $1000 for my old wreck) the wreckage is worth more than that. Buy the car back and part it out.

its BS but i agree. even though roush is sold by the dealership, unless they know otherwise, tis considered a stock GT

Well what I did in this case.. (my car was supposed to be a writeoff) is get the person who worked on it (in my case was the bodyshop owner) to simply call the insurance company and explain to them that this IS a rare car and IS worth more because of this or that... it worked in my case.
You should have a year to decide what to do with the car take a little time and do some research and get prices from other owners (from online or paper adds or whatever) and bring it in to the insurance people. (here that is part of the way they decide how much you get... is how much others are going for)

My orange stang was supposed to be a write off with 10k worth of damage but that is what I did and they got the value of the car upped so they could do 15k worth of repairs on it...

Good luck.

When I insured my "Limited Edition" GT, State Farm specifically asked me if it had the "Limited Edition" option. I was surprised they had it listed and specifically stated option "54Y". I had to show the window sticker to prove it.