• Mustang Forums
  • 2005 - 2014 S-197 Mustang -General/Talk-

Insurance on 07/08 GT?

  • Thread starter Thread starter Bossum
  • Start date Start date Dec 9, 2007
  • 1
  • 2
Next
1 of 2 Next Last
B

Bossum

New Member
Dec 4, 2007
0
0
0
lincoln, nebraska
Dec 9, 2007
#1
  • Dec 9, 2007
  • #1
Anyone care to guess what a 29 year old, married, homeowner with a perfect driving record should expect to pay on a GT?

I went to progressive to get a quote but they don't seem to differentiate between a V6 and V8 Mustang...weird.

Thanks!
 

whyask

New Member
Apr 4, 2005
735
1
0
Sacramento
Dec 9, 2007
#2
  • Dec 9, 2007
  • #2
28 yr old was married home owner 5 speeding tickets with in the last year
210 a month with usaa that should give you what you'll NEVER PAY ! you should be around 50-90 a month if that... Now do you want FULL coverage or just enough to say your insured !?
 
B

Bossum

New Member
Dec 4, 2007
0
0
0
lincoln, nebraska
Dec 9, 2007
#3
  • Dec 9, 2007
  • #3
Ouch! Sorry to hear about those speeding tickets.

I'll probably get full coverage.
 

scottfree

New Member
Nov 20, 2006
23
0
1
Little Rock, AR
Dec 9, 2007
#4
  • Dec 9, 2007
  • #4
One thing about insurance is that there are a lot of variables in how each company writes a policy. I have a speeding ticket for 95 in a 60 on my record. I am a married home owner and 27 years old. I bought insurance from a local agency and it costs around 160 a month for full coverage. They tell me when the ticket goes off my record it will go down to 110.
 

seal614

Member
Jul 4, 2007
0
0
6
Philadelphia
Dec 9, 2007
#5
  • Dec 9, 2007
  • #5
22 y/o single male

$150/month for me

I bet you could pay around $100-120
 
0

02GTRX

I told an admin to shut up...now I live with the S
20+ Year Stangneter
Sep 27, 2004
213
8
19
Dec 9, 2007
#6
  • Dec 9, 2007
  • #6
im 22years old, married, home owener with 4 tickets 1 speeding, 1 fail to stop at stop sign, and 2 on my quad. i was looking at 325 a month with farmers, progressive quoted me 235 a month that was the cheapest i could find. however with farmers i put the insurance (full coverage) under my wifes name and pay 90 a month now
 

jcsuli74

New Member
Nov 2, 2007
35
0
0
Springfield Illinois
Dec 9, 2007
#7
  • Dec 9, 2007
  • #7
i have an 07 i am 33 married homeowner with full coverage and a $500 deductible
and mine is 95 a month through state farm, mine actually went down when i traded my 01 in. oh yeah i have no tickets but 1 accident being charged against me.
 
S

stanmckinney

10 Year Member
Mar 30, 2005
1,188
5
49
Dec 9, 2007
#8
  • Dec 9, 2007
  • #8
If you have a wreck or get a ticket and the insurance is in your wife's name, the insurance company isn't stupid. That will likely be the end of you getting insurance from that company. Most agents who know what's really going on will not sell you insurnance like that.
As to the original question, my guess is $100 to $120 per month with at least a $500 deductible.
 

stangdude2000

Founding Member
Jun 23, 2001
1,727
0
0
Northern VA
Dec 9, 2007
#9
  • Dec 9, 2007
  • #9
22 year old male, perfect driving record. full coverage = $135/mo with allstate.
 

firestang70

New Member
Jun 19, 2005
114
0
0
Sardinia OH
Dec 9, 2007
#10
  • Dec 9, 2007
  • #10
37 yom married, homeowner, multi car discount, no tickets,$60/month in OH.
 
B

Bossum

New Member
Dec 4, 2007
0
0
0
lincoln, nebraska
Dec 9, 2007
#11
  • Dec 9, 2007
  • #11
Thanks everyone. With what you guys said I'm hoping to get quoted around $80-110. That would seem average ball park.
 

whyask

New Member
Apr 4, 2005
735
1
0
Sacramento
Dec 9, 2007
#12
  • Dec 9, 2007
  • #12
Good luck on the pricing and enjoy the GT !!!
 

stang8urimport

Autozone Junkie
Founding Member
Jun 21, 2002
1,499
12
59
Daytona Beach, FL
Dec 9, 2007
#13
  • Dec 9, 2007
  • #13
26 y/o married, home owner. I pay 135 for all three of my vehicles with full coverage and 250 deductables. No tickets on my record. Insured through State Farm.
 

07BLKSTANG-GT

New Member
Feb 27, 2007
16
0
0
Pensacola, Fla
Dec 10, 2007
#14
  • Dec 10, 2007
  • #14
It depends on where you live and who your agent is. I am a 31 y/o single male with no kids and more than enough tickets on my record and I only pay $580 every six months through State Farm. I live in Florida so the insurance company really do not want to piss us off at this moment.
 

stangdude2000

Founding Member
Jun 23, 2001
1,727
0
0
Northern VA
Dec 10, 2007
#15
  • Dec 10, 2007
  • #15
Wow you guys that live in the midwest are lucky. I could barely insure a beater here for the prices you pay for your stangs.
 

AznStanger3v

Active Member
Aug 11, 2003
2,026
0
47
Northern VA
Dec 10, 2007
#16
  • Dec 10, 2007
  • #16
21 year old male
military
perfect record

450 for 6 months
 

99GTtony

Member
Mar 31, 2005
346
0
16
Seattle,WA
Dec 10, 2007
#17
  • Dec 10, 2007
  • #17
27, married, no tickets. $98/month with state farm.
 

whyask

New Member
Apr 4, 2005
735
1
0
Sacramento
Dec 10, 2007
#18
  • Dec 10, 2007
  • #18
Ya we get raped pretty good in cali ! We dont even get a military discount !
 
2

281Ponies

New Member
Nov 14, 2003
190
0
0
Dec 10, 2007
#19
  • Dec 10, 2007
  • #19
Just had six points hit my insurance policy!
02 GT run in with a deer $500 deductible $4600+ in damage -2points
02 GT run off the road car totaled $500 deductible $16,000 pay off -2points
05 GT run in with a deer $500 deductible $3100+ in damage -2points

All this took place within a 3 month period… perfect driving record before hand.
It will be Aug. of 09 before the points fall off my policy. Going through a real dilemma at the moment need a beater car with liability and to decide whether or not to get out of the stang or put it up for a while with someone else (family) as the primary.

And I thought the worst part of the year was over...
 
S

shooterm1

New Member
Jul 18, 2005
540
1
0
Milford, Pennsylvania USA
Dec 10, 2007
#20
  • Dec 10, 2007
  • #20
281Ponies said:
Just had six points hit my insurance policy!

It will be Aug. of 09 before the points fall off my policy. Going through a real dilemma at the moment need a beater car with liability and to decide whether or not to get out of the stang or put it up for a while with someone else (family) as the primary.

And I thought the worst part of the year was over...
Click to expand...


bummer - you'd better drive a beater for 18 months and change your name to "ponyless" ....

btw / how do you feel about deer hunting?
 
  • 1
  • 2
Next
1 of 2 Next Last
You must log in or register to reply here.

Similar threads

A
2001 Mustang GT, scorched metal smell and noise from trans/diff?
  • AndyE2255
  • Dec 1, 2025
  • SN95 4.6L Mustang Tech
Replies
4
Views
455
SN95 4.6L Mustang Tech Dec 28, 2025
gkomo
B
'03 GT Fuel Pump/Pressure/Delivery Issue
  • Brodach
  • Oct 21, 2025
  • SN95 4.6L Mustang Tech
Replies
8
Views
886
SN95 4.6L Mustang Tech Oct 31, 2025
gkomo
J
Progress Thread Family member 1989 GT- Backstory and updates
  • JRC99
  • Apr 19, 2025
  • 1979 - 1995 (Fox, SN95.0, & 2.3L) -General/Talk-
Replies
15
Views
1K
1979 - 1995 (Fox, SN95.0, & 2.3L) -General/Talk- Oct 26, 2025
JRC99
J
Place to Avoid: Jamison Auto Group in Gulfport, MS
  • D Durden
  • Oct 20, 2025
  • 1965 - 1973 Classic Mustangs -General/Talk-
  • 2 3
Replies
46
Views
2K
1965 - 1973 Classic Mustangs -General/Talk- Thursday at 9:44 PM
Noobz347
New daily driver help needed.....not a mustang but mustang drivetrain.
  • Wayne Waldrep
  • Jun 17, 2024
  • Other Auto Tech
  • 3 4 5
Replies
80
Views
6K
Other Auto Tech Jul 28, 2024
manicmechanic007
Share:
Bluesky Email Share Link
  • Mustang Forums
  • 2005 - 2014 S-197 Mustang -General/Talk-
Menu
Log in

Register

  • Forums
  • What's new
  • Media
  • Resources
  • Contact
  • Sponsor
X

Privacy & Transparency

We use cookies and similar technologies for the following purposes:

  • Personalized ads and content
  • Content measurement and audience insights

Do you accept cookies and these technologies?

X

Privacy & Transparency

We use cookies and similar technologies for the following purposes:

  • Personalized ads and content
  • Content measurement and audience insights

Do you accept cookies and these technologies?