Is insurance really cheaper?
- Thread starter ks32561
- Start date
69 302/351c
Founding Member
Not for teenagers that drive their stangs daily. Yes... for over 25 with other vehicles for daily drivers and a garage to keep the stang in along with some mileage and use restrictions. Such as not driving it to work, the mall, etc.
Cobain03
Active Member
67coupestang
Founding Member
- May 31, 2002
- 509
- 2
- 19
im 22 and mine's not that terrible but I have a multi policy discount, and a *clean* record finally
Stang_1973
Founding Member
Well look at this comparison
Me: 1973 Coupe with mods, not fully restored, daily driver, no tickets or claims = $70 a month general liability
Friend: 1989 Prelude si, stock, no tickets or claims = $124 a month general liability
I dont know why my insurance is cheaper even thoug we have the same amount of coverage.
However unless you have a stang that is fully restored ar atleast has all the major stuff done be willing to invest time and money where as a newer car wouldnt require that.
Me: 1973 Coupe with mods, not fully restored, daily driver, no tickets or claims = $70 a month general liability
Friend: 1989 Prelude si, stock, no tickets or claims = $124 a month general liability
I dont know why my insurance is cheaper even thoug we have the same amount of coverage.
However unless you have a stang that is fully restored ar atleast has all the major stuff done be willing to invest time and money where as a newer car wouldnt require that.
It's all about liability and the drivers age and record, and the replacement cost as well as regional problems, like where I live, 45% of the drivers don't have insurance so it jacks up ours a bit. (They don't have social security numbers or green cards either.) In a 5 mph accident, I could slap on a new $100 front bumper on the stang, but the same hit on my 2004 Century might go as high as $1000.
rates depend on where you live, how old you are, what your driving record is, what car you drive, and your coverage. it also depends on your insurance company. a magazine editor once had a late 60's chevy wagon that he paid an outragious amount(even for LA) in car insurance. turns out his 9 passenger wagon was classified as a sports car because(this will kill you) the insurance company rules stated that ANY car with a V8 and manual transmission is a sports car. the wagon had the V8 and three on the tree.
RGS0907
New Member
FIRE14142002 said:
Man... I'm packing tonight. Can y'all stand another damn Yankee that isn't just passing through?
69stang351
New Member
FIRE14142002 said:
well, thats probably due to the fact that you are married, over twenty five and have a pretty clean record. most of the people that are complaining about high insurance are under twenty five and unmarried.
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