• Mustang Forums
  • 1979 - 1995 (Fox, SN95.0, & 2.3L) -General/Talk-

Minor Accident What Would You Do?

  • Thread starter Thread starter Virtual
  • Start date Start date Apr 8, 2014
Prev
  • 1
  • 2
  • 3
  • 4
Next
First Prev 3 of 4 Next Last

Virtual

15 Year Member
Dec 19, 2013
150
72
49
Northern Virginia
Apr 13, 2014
#41
  • Apr 13, 2014
  • #41
dnbonds said:
That really sucks you had an accident right after the mess with the quarter window weatherstripping. I still haven't done mine yet
Click to expand...

Yeh.. Between tearing up my hands on the weatherstripping (the finger I posted a pix of is now infected.. so now I have to wait for the antibiotics to kick in) , the accident, and having to do my taxes (Ugh!), my wife has been giving me extra space this week.

On the good side though! The guy I had the accident with just showed up at my door and gave me $860 in cash. That was the amount for the middle of the 3 estimates I got. So I guess this has all worked out.

In retrospect I'm not sure whether or not it was worth the risk associated with worrying about if the guy would actually pay up or not, and I probably should have just gone through the insurance company. In theory the situation was pretty cut and dry, and I should have had nothing to lose from reporting it, but my previous experience made me squeamish about whether that would hold or not once the insurance people got involved, since I actually hit him. His insurance company Alfa Specialty Ins, also seems to have a pretty bad rep, so given how this has worked out, at this point I can just arrange to get my bumper touched up, and count myself fairly lucky. I'll just take care of replacing the headlight and park-light replacement myself!
 
Reactions: S&B, Grabbin' Asphalt and 89oem

RangerJoe

I leave the horn on while driving
15 Year Member
Apr 26, 2010
2,560
1,146
184
Georgia
Apr 13, 2014
#42
  • Apr 13, 2014
  • #42
Glad it worked out. Always file a report, you don't have to turn it in to the insurance company unless you want to.

Joe
 

Noobz347

Stangnet Facilities Maint Tech... Er... Janitor
Admin Dude
Jan 4, 1985
43,084
21,267
234
Box behind Walmart
Apr 13, 2014
#43
  • Apr 13, 2014
  • #43
84Ttop said:
We had a work truck broken into in Camden, NJ about a week ago. I called to file a police report. They informed me that they only respond to Homicides and some domestic violence incidents. Any "trivial" claims would not be processed. They said I could petition the officer in charge at the police station but would physically have to drive there to do so... I quit and completely give up on society...
Click to expand...


This is why you don't need a gun. The police are here to take care of your safety.
 
Reactions: S&B, FoxMustangLvr and 84Ttop

Noobz347

Stangnet Facilities Maint Tech... Er... Janitor
Admin Dude
Jan 4, 1985
43,084
21,267
234
Box behind Walmart
Apr 13, 2014
#44
  • Apr 13, 2014
  • #44
Virtual said:
Yeh.. Between tearing up my hands on the weatherstripping (the finger I posted a pix of is now infected.. so now I have to wait for the antibiotics to kick in) , the accident, and having to do my taxes (Ugh!), my wife has been giving me extra space this week.

On the good side though! The guy I had the accident with just showed up at my door and gave me $860 in cash. That was the amount for the middle of the 3 estimates I got. So I guess this has all worked out.

In retrospect I'm not sure whether or not it was worth the risk associated with worrying about if the guy would actually pay up or not, and I probably should have just gone through the insurance company. In theory the situation was pretty cut and dry, and I should have had nothing to lose from reporting it, but my previous experience made me squeamish about whether that would hold or not once the insurance people got involved, since I actually hit him. His insurance company Alfa Specialty Ins, also seems to have a pretty bad rep, so given how this has worked out, at this point I can just arrange to get my bumper touched up, and count myself fairly lucky. I'll just take care of replacing the headlight and park-light replacement myself!
Click to expand...

Ha! That what you get when you ask advice from a forum full of cynics!
 

revhead347

Apparently my ex-husband made that mistake.
20+ Year Stangneter
Jun 14, 2004
9,301
1,643
214
Acworth, GA
Apr 13, 2014
#45
  • Apr 13, 2014
  • #45
Virtual said:
On the good side though! The guy I had the accident with just showed up at my door and gave me $860 in cash. That was the amount for the middle of the 3 estimates I got. So I guess this has all worked out.
Click to expand...

That's awesome. I'm glad you at least got paid. Must be a stand up guy. Most people wouldn't go that far.

Kurt
 
Reactions: Grabbin' Asphalt

FoxMustangLvr

I love my Pimp
SN Certified Technician
Oct 14, 2012
4,968
3,514
204
Spokane, Wa
Apr 14, 2014
#46
  • Apr 14, 2014
  • #46
84Ttop said:
We had a work truck broken into in Camden, NJ about a week ago. I called to file a police report. They informed me that they only respond to Homicides and some domestic violence incidents. Any "trivial" claims would not be processed. They said I could petition the officer in charge at the police station but would physically have to drive there to do so... I quit and completely give up on society...
Click to expand...

I live in Spokane Wa and a couple years ago they announced on the local News that there was not enough police to respond to thieves breaking into your home and stealing your valuables nor your missing or broken into vehicles. Thank you Spokane for announcing it to all the criminals that they have a free pass to steal other peoples property without consequence. However there are enough police to arrest a man that shot and killed a guy stealing his SUV from his driveway. You got to protect those criminals rights!!

Just lay down America and let thieves steal your property, that's what your expensive insurance is for right? If you use your insurance what happens? Yes, it goes up in cost!!
 

revhead347

Apparently my ex-husband made that mistake.
20+ Year Stangneter
Jun 14, 2004
9,301
1,643
214
Acworth, GA
Apr 14, 2014
#47
  • Apr 14, 2014
  • #47
If I shoot someone in my house, I'm going to clean up the mess and bury them in the back yard. I'm guess that no one will miss a house thief.

Kurt
 
Reactions: FoxMustangLvr

FoxMustangLvr

I love my Pimp
SN Certified Technician
Oct 14, 2012
4,968
3,514
204
Spokane, Wa
Apr 14, 2014
#48
  • Apr 14, 2014
  • #48
revhead347 said:
If I shoot someone in my house, I'm going to clean up the mess and bury them in the back yard. I'm guess that no one will miss a house thief.

Kurt
Click to expand...

Careful, if you get caught the media will make you into a ruthless gun slinging monster and the thief errrrr victim would get memorialized with lots of sad and innocent pictures of him on TV. Oh and you'll be a racist if your "white" and the criminal that picks your house to get shot in is anything other than that.

To the OP, glad you got your money.
 
Reactions: 84Ttop

Grabbin' Asphalt

10 Year Member
Jun 10, 2013
2,029
310
124
Atlanta, Ga
Apr 14, 2014
#49
  • Apr 14, 2014
  • #49
revhead347 said:
If I shoot someone in my house, I'm going to clean up the mess and bury them in the back yard. I'm guess that no one will miss a house thief.

Kurt
Click to expand...

Grab a knife outta' the kitchen and put it in the intruders hand if no weapons are present, make sure to put the prints on it, then go break the back door glass, door etc if it's not physically damaged. Call the police in panic and say heard back door noise, then say intruder attacked me with a knife and I shot him in self defense. Then you got tape and evidence to back the story up
Anyone enters my house unlawfully, your human rights are gone, sorry.
 

jetmech807

10 Year Member
Dec 1, 2011
1,195
326
164
Crestview, FL
Apr 14, 2014
#50
  • Apr 14, 2014
  • #50
Make sure to break the glass from the ouside so the glass lands inside the house.
 
Reactions: S&B, dnbonds and Grabbin' Asphalt

Virtual

15 Year Member
Dec 19, 2013
150
72
49
Northern Virginia
Apr 14, 2014
#51
  • Apr 14, 2014
  • #51
FoxMustangLvr said:
Careful, if you get caught the media will make you into a ruthless gun slinging monster and the thief errrrr victim would get memorialized with lots of sad and innocent pictures of him on TV. Oh and you'll be a racist if your "white" and the criminal that picks your house to get shot in is anything other than that.

To the OP, glad you got your money.
Click to expand...

This thread has definitely gone in a direction I never expected. But hey, I am finding that this site is educational in so many more ways than I ever imagined.. I really get the impression that some of you have put some careful thought into some of this! Oscar Pistorius should have been on here and consulted with everyone before he shot his GF. He would have probably been in much better shape than he is now.
 

Noobz347

Stangnet Facilities Maint Tech... Er... Janitor
Admin Dude
Jan 4, 1985
43,084
21,267
234
Box behind Walmart
Apr 14, 2014
#52
  • Apr 14, 2014
  • #52
Grabbin' Asphalt said:
Grab a knife outta' the kitchen and put it in the intruders hand if no weapons are present, make sure to put the prints on it, then go break the back door glass, door etc if it's not physically damaged. Call the police in panic and say heard back door noise, then say intruder attacked me with a knife and I shot him 7 times plus the round in the breech in self defense. Then you got tape and evidence to back the story up
Anyone enters my house unlawfully, your human rights are gone, sorry.
Click to expand...

fixt for clarity sake
 
Reactions: Grabbin' Asphalt

dnbonds

Active Member
Dec 17, 2013
363
66
39
Hampton, VA
Apr 14, 2014
#53
  • Apr 14, 2014
  • #53
Noobz347 said:
fixt for clarity sake
Click to expand...

Didn't you guys learn anything from zombie land?
Rule # 2 Double Tap
Rule # 25 Shoot First
 

Noobz347

Stangnet Facilities Maint Tech... Er... Janitor
Admin Dude
Jan 4, 1985
43,084
21,267
234
Box behind Walmart
Apr 14, 2014
#54
  • Apr 14, 2014
  • #54
dnbonds said:
Didn't you guys learn anything from zombie land?
Rule # 2 Double Tap
Rule # 25 Shoot First
Click to expand...


Been a while... Think I have some notes around here somewhere....
 

dnbonds

Active Member
Dec 17, 2013
363
66
39
Hampton, VA
Apr 14, 2014
#55
  • Apr 14, 2014
  • #55
Noobz347 said:
Been a while... Think I have some notes around here somewhere....
Click to expand...

Google helps that's what I did lol
 
Reactions: Noobz347

Grabbin' Asphalt

10 Year Member
Jun 10, 2013
2,029
310
124
Atlanta, Ga
Apr 14, 2014
#56
  • Apr 14, 2014
  • #56
Noobz347 said:
fixt for clarity sake
Click to expand...

 

FoxMustangLvr

I love my Pimp
SN Certified Technician
Oct 14, 2012
4,968
3,514
204
Spokane, Wa
Apr 15, 2014
#57
  • Apr 15, 2014
  • #57
dnbonds said:
Didn't you guys learn anything from zombie land?
Rule # 2 Double Tap
Rule # 25 Shoot First
Click to expand...

Ah Zombie Land, my 5 y/o's favorite movie!

Tallahassee: In Mexico, you know what they call Twinkies? "Los submarinos."
 

revhead347

Apparently my ex-husband made that mistake.
20+ Year Stangneter
Jun 14, 2004
9,301
1,643
214
Acworth, GA
Apr 15, 2014
#58
  • Apr 15, 2014
  • #58
Any intruders will be shot in the kitchen. I spent 3 months of my life laying down new laminate floor in the rest of the house, and it is very sensitive to liquids. I will be damned if some asshats blood warps my floor.

Kurt
 

FoxMustangLvr

I love my Pimp
SN Certified Technician
Oct 14, 2012
4,968
3,514
204
Spokane, Wa
Apr 15, 2014
#59
  • Apr 15, 2014
  • #59
revhead347 said:
Any intruders will be shot in the kitchen. I spent 3 months of my life laying down new laminate floor in the rest of the house, and it is very sensitive to liquids. I will be damned if some asshats blood warps my floor.

Kurt
Click to expand...

Put on your plastic rain coat, put on some Huey Lewis and the News, put down some plastic and ask the intruder to stand over it and then get busy American Psycho style. Tell the cops you're remodeling.
 
Last edited: Apr 15, 2014

DesertDawg

Member
Apr 2, 2014
35
4
19
Apr 15, 2014
#60
  • Apr 15, 2014
  • #60
Love how this thread went from providing unqualified legal advice regarding a minor traffic accident
to instructions for justifiable homicide with zombies thrown in for good measure.

I'll chuck this in for giggles
elarm1 said:
I've pretty much given up on the police. I'd rather stay home and not deal with any of them.
Click to expand...
sage advice indeed.

Which speaks to the more basic issue: this guy you ran into (yeah yeah I know it's not your failure to control vehicle speed because an officer wasn't called to ticket you or ticket him for failure to yield)

It's the fact that rarely do you or anyone else profit from dealing with insurance companies Either!
So, if you can take this guy's money and run, go on take the money and run.
 
Prev
  • 1
  • 2
  • 3
  • 4
Next
First Prev 3 of 4 Next Last
You must log in or register to reply here.

Similar threads

W
FoxBody Gauge Cluster - What would you pay?
  • wildstang17
  • Jun 25, 2025
  • 1979 - 1995 (Fox, SN95.0, & 2.3L) -General/Talk-
Replies
1
Views
270
1979 - 1995 (Fox, SN95.0, & 2.3L) -General/Talk- Jun 26, 2025
Mustang5L5
Progress Thread The Mach Returns - Update/build thread
  • squeak93
  • Feb 20, 2026
  • 1996 - 2004 SN95 Mustang -General/Talk-
Replies
5
Views
346
1996 - 2004 SN95 Mustang -General/Talk- Jun 1, 2026
squeak93
J
Progress Thread Family member 1989 GT- Backstory and updates
  • JRC99
  • Apr 19, 2025
  • 1979 - 1995 (Fox, SN95.0, & 2.3L) -General/Talk-
Replies
15
Views
1K
1979 - 1995 (Fox, SN95.0, & 2.3L) -General/Talk- Oct 26, 2025
JRC99
J
Place to Avoid: Jamison Auto Group in Gulfport, MS
  • D Durden
  • Oct 20, 2025
  • 1965 - 1973 Classic Mustangs -General/Talk-
  • 2 3
Replies
46
Views
3K
1965 - 1973 Classic Mustangs -General/Talk- Jul 16, 2026
Noobz347
S
what would you do? sell the project and buy completed or finish project?
  • STANG32
  • Feb 8, 2025
  • 1965 - 1973 Classic Mustangs -General/Talk-
Replies
4
Views
606
1965 - 1973 Classic Mustangs -General/Talk- Feb 16, 2025
rusty428cj
Share:
Bluesky Email Share Link
  • Mustang Forums
  • 1979 - 1995 (Fox, SN95.0, & 2.3L) -General/Talk-
Menu
Log in

Register

  • Forums
  • What's new
  • Media
  • Resources
  • Contact
  • Sponsor
X

Privacy & Transparency

We use cookies and similar technologies for the following purposes:

  • Personalized ads and content
  • Content measurement and audience insights

Do you accept cookies and these technologies?

X

Privacy & Transparency

We use cookies and similar technologies for the following purposes:

  • Personalized ads and content
  • Content measurement and audience insights

Do you accept cookies and these technologies?