My car just got totalled... :(

[emagdnim]

So the six year relationship I have had with my car came to an abrubt end tonite. Someone turned left into me at an intersection.. both cars are gonna have to be written off there is major frame damage on both.

Here is a pic

Any help with insurance claims will be appreciated. I know I am going to get much less then the car is actually worth. I have kept all my bills over the last year I have put several thousand dollars into the car. Will this help?

Thanks

 

[RsStanG1987]

Too small of a pic get more tommorrow. I would of went to the hospital.. It will be easier to sue later.

 

[TomCat]

That sucks dude. Hope all goes well and you get what it's worth. Good luck!

 

[mercurycapri]

man im sorry that happened hope you get it all figured out good luck

 

[spiff]

Strip it bare! Sorry to hear, that sucks for sure :-(

You sure you're okay though?

 

[stykthyn]

Any help with insurance claims will be appreciated. I know I am going to get much less then the car is actually worth. I have kept all my bills over the last year I have put several thousand dollars into the car. Will this help?

Thanks

only if you have notified your company of all the money you have put into your car and raised your coverage accordingly. unfortunatley I dont see you get much if anything back. your best bet is to buy the car back as a salvage and part it out for whatever you got on there.

 

[emagdnim]

only if you have notified your company of all the money you have put into your car and raised your coverage accordingly. unfortunatley I dont see you get much if anything back. your best bet is to buy the car back as a salvage and part it out for whatever you got on there.

Ya you are probably right but I will try anyway. This really sucks it is my daily driver now I have no car. I couldnt ever imagine not owning a 5.0 and now it is a big reality. Ive probably removed every single nut and bolt on this car including the engine over the years.

They will probably offer me 2k when cars in my area go for 5k+ in the shape mine was in. 2k wont buy me jack now.

 

[89five.o]

I'm sorry to hear about that. Like mentioned earlier strip it bare and put all the parts into another one. Thats what we did with mine and now I couldn't be happier. Just know you aren't the only one with crap luck.

 

[woodsy]

Too small of a pic get more tommorrow. I would of went to the hospital.. It will be easier to sue later.

and people wonder why insurance companies jack your rates. Someone is always on the take

 

[emagdnim]

only if you have notified your company of all the money you have put into your car and raised your coverage accordingly. unfortunatley I dont see you get much if anything back. your best bet is to buy the car back as a salvage and part it out for whatever you got on there.

Actually since it will be his insurance company paying (It was a rental) will that still matter since its not something I would require coverage on since my company wont be paying anything?

 

[wythors]

If you have receipts and it's the other guy's fault, you should be able to recoup some of your losses. At the minimum, you should be able to get significantly more that the book value (read: almost nothing), if not close to what you had into it. They'll attempt to dick you around, but you should come out all right. You might consider investing a couple of hundred bucks in a lawyer and have him/her write a letter to the insurance company explaining your position. Insurance companies tend to pay more attention when the message comes from an attorney.

 

[89white50]

thats terrible to hear man

take your 2k and shop around on ebay for a nice 4 banger notch and stuff a monster into it.

 

[Daggar]

and people wonder why insurance companies jack your rates. Someone is always on the take

That's not being "on the take"... It's a good common sense practice to get into. Even if it turns out there's nothing wrong with you, you'll have any information available that might be required if a lawsuit takes place.

 

[RsStanG1987]

and people wonder why insurance companies jack your rates. Someone is always on the take

Not true at all. Ive been paying the same price on insurance since i was 19 i even pay less now and still have the same company.

 

[ryan218]

Not true at all. Ive been paying the same price on insurance since i was 19 i even pay less now and still have the same company.

that means you have not gotten any speeding tickets, or in a car crash..thats why your rates havent went up.

 

[RsStanG1987]

that means you have not gotten any speeding tickets, or in a car crash..thats why your rates havent went up.

Nope not true.. 6 tickets and 1 accident.

 

[ryan218]

Nope not true.. 6 tickets and 1 accident.

im surpirsed your rates ant threw the roof..well you never told us what you paid.

 

[poneypower89]

insurance rates go down with age...

mine have gone down every year since I turned 18..

it was 380 bucks every three months... now that im 21 (nearly 22) and my credit is getting real good... im only paying 110 every three months... basically a third of what is used to be 3-4 years ago.

 

[Strype]

Nope not true.. 6 tickets and 1 accident.

They randomly check. I got a ticket for Wreckless Driving at age 17 and mine never went up. If you are unlucky enough to be checked, or if they check after a wreck, you're screwed

 

[RUNINAGT]

If it were me, I would find a bunch of listings of cars for sale similar to what you have and go from there. It was the other persons fault correct?? Or did I miss that. If so then show all the listings to the insurance company showing what your car is worth to a consumer, not a book.