Chris,
Does texas require the insurance? if not maybe your insurance would be cool about you adding and dropping the car from your coverage a lot? If you get married your insurance goes down as well... pretty sure that doesn't help you though....
Just keep it running and getting soem use every so often to drive the moisture out of the exhaust, gears, trans, engine, fuel and it will be fine.
Kinda sad to hear though man, But i hear ya about saving $$... that is real money to save...