I just put a King Cobra clutch in my 94'. It really isn't that hard at all. I'm pretty mechanically inclined, but don't let it intimidate you. Like I said it's not hard at all. Any Ford clutch you buy will usually come w/ a pressure plate, clutch disc, and a new throw out bearing. I personally don't think you need the "all steel" bearing. I installed a Fidanza aluminum flywheel also. The combination works great. There is noticably more pressure and it grabs a whole lot more. I'm still running my 2.73 rear gear and it will rip a decent 2nd now. You can also buy the parts seperately. They sell them out of the FRPP catalog. Since you've only got 32k I'd venture to guess your disc is fine. I noticed when I swapped mine the discs look the exact same. My old one was just worn a lot more. If it'll save you some dough it might be worth it. On the other hand the whole kit might be just as cheap. As for installing it yourself... I hope you a good back, cause you'll be laying on it. Here's the basic stuff...
1. Drop your H-pipe
2. Take you driveshaft loose
3. Take the bolts out of the trans at the bellhousing; unplug everything
4. Loosen one side of the cross member and unbolt the trans mount
5. Take the clutch cable loose from the clutch pedal and clutch fork
6. Drop trans-be careful with the input shaft-you might need an extra hand, it's a little heavy and you'll be in an akward position
when you pull the trans out the clutch will be loose inside the bellhousing; it's easier on your back this way
7. (the hardest part in my opinion) Take the bolts out of the bellhousing **and be careful to not drop the bellhousing on your head (my brother wasn't that lucky)**
now you've got your clutch out. You'll need a clutch alignment tool from Auto Zone or somewhere like that. I paid $3.00 for mine.
Put the clutch on with the alignment tool, it'll hold it there for you
Then start back with the bellhousing.
hope this helped.
Oh, you might want to upgrade to a adustable cable and good quadrant also!
Dallas Mustang has got a good kit for a good price
check it out