MoNStARaiN said:
well I found out the damage today. My Insurance Co. dropped me so I have to move to another company. BUt since Im an agent it shouldnt be that bad. It's gonna cost around 9,000 to 11,000 duckets and Be in there for around 2 weeks So, I gotta drive my parents JAg until its fixed
Ummmmm....I am not going to get into the legal aspects of your particular case, except to say...Unless you were dropped for non-payment of premium or willful and malicious misrepresentation of facts, your insurance carrier is responsible for the damage if you had a policy inforce on the date of the accident. However, you need a police report to substantiate the loss date, accident facts and initial visual damage report.
NOW.... honey, the car costs about $14,000 to produce on a GOOD day. I cannot foresee that the items you are purporting to be damaged equating to a figure close to what you are stating.
I, at this point, would take the 5th amendment under advisement and stop posting regarding this accident. You are on a public forum and EVERYTHING you say can, and will be used against you in the court of law or under mediation.
I will, for your benefit, state that my mom was in a similiar small MPH bumper stumper in a parking lot in a 2001 Chevy Cavalier and the damage estimate was $5,585 from a reputable body and collision shop. So, we could all be smoking crack here and have really no idea the cost of replacement parts and labor rates. I do know that a few years ago the Ford Explorer had a statistical probability of being totaled due to the replacement part cost alone. So.......I am not here to question your situation. I feel your loss and wish you luck.
Jennifer
(Too late to care about spelling, sorry)
:damnit: 
