BTW I'm looking at a Volkswagen GLI. Seems like a cool little car.
Alrighty then.Well, go find that picture of a deer's torso sticking through the windsheild of a car, and I think you will find you did the correct thing.
As far as the insruance, doubt they will give you crap about the parts. Can't really control a deer jumping infront of you.
+1 Sonic Blue Termi FTMFWdude buy a Terminator!!!! Sonic Blue FTW! just the other week an 04 Mystichrome went for $20,100 with no reserve on ebay, with 32,000 miles on it. I was $100 bid away from winning that car...someone bid in the wee hours of the morning while i was sleeping.

When there is something I want Ill enter the absolute maximum I would get it for. If I am thinking 20K for instance, then I would think about that little extra push it would take and would put 20,800. Might of still lost but too many times ive missed out by a buck when I knew in the back of my head I would gone a little more 
That's a damn good price! Termis in good condition are goin for at least 23k around here..dude buy a Terminator!!!! Sonic Blue FTW! just the other week an 04 Mystichrome went for $20,100 with no reserve on ebay, with 32,000 miles on it. I was $100 bid away from winning that car...someone bid in the wee hours of the morning while i was sleeping.
That's a damn good price! Termis in good condition are goin for at least 23k around here..