2010 purchase advice

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redblazerx

New Member

Dec 2, 2006

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May 11, 2010

#1

• May 11, 2010

• #1

I am looking to trade my wife's 2007 fusion for a 2010 GT tomorrow. We are currently paying $370 per month on her car and estimated payments on the GT are going to be $443. I am getting dealer cost and rolling some negative equity from the fusion onto it. We are also getting the 0% for 72 on it as well.

My wife is not really against it but is just ok with it, we have a 2 other cars that can be driven after one of them has a new engine installed within the next few weeks. One is a 99 bravada and a 97 saturn wagon. The wagon will be gone after I get the engine back from my mechanic, I am trading him the saturn for his engine work.

Also what do you guys pay for insurance? I had a 2006 GT a few years ago and I dont think insurance was that bad on it. Will the 2010 be much higher?

Does this sound like a good deal to you guys?

 

Madguitarist78

New Member

Mar 12, 2010

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May 11, 2010

#2

• May 11, 2010

• #2

My payment is $436 and its a pretty loaded GT Premium. Is yours the same?

 

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redblazerx

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Dec 2, 2006

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May 11, 2010

#3

• May 11, 2010

• #3

Madguitarist78 said:

My payment is $436 and its a pretty loaded GT Premium. Is yours the same?

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No, its a deluxe. I had a bad experience with the leather in my 06 gt a few years ago and swore I would never get leather again.

Im getting it for 27998 and rolling some negative equity from the fusion onto it, but the 0% will be nice instead of the 5.9 on the fusion.

 

HOLYWD

New Member

May 12, 2010

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May 15, 2010

#4

• May 15, 2010

• #4

nice . im at 6% @ 490 per month in my gt premium

 

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Argetni

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Mar 18, 2010

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May 15, 2010

#5

• May 15, 2010

• #5

The dealer is making too much money on that deal with the 2011s already in stock. You are buying what essentially is a used car at this point from a value perspective.

I struggled with the same thing actually and ended up ordering a 2011 GT for only $60.00 more then they wanted for the 2010. Of course I am not getting 0% on the 2011 but long term it is still the better deal.

If you take the 2010 make sure they give you another $1000.00 for your trade and they are still making a nice sum on the deal.

 

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dadkind

New Member

May 16, 2010

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Fresno, CA

May 16, 2010

#6

• May 16, 2010

• #6

Argetni is right. You're basically buying what is an instant used car.

The price seems OK. But since the HAVE to move the 2010, you may still be able to get the price down a bit more.

The 0% financing is a MUST for this car. But you should be getting some cash back from Ford as well.

I just purchased a GT premium for about 29K with the 0% (60 mos) and $1K cash back from Ford. (I probably could have talked them down another $1K or so, I'm guessing; but I hate haggling).

The car added about $600/year to my insurance plan. You can probably do better here if you shop around but I'm willing to pay a little extra for my insurance company (USAA).

Hope this helps.

 

ViperNuge

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Sep 26, 2009

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Maui

May 16, 2010

#7

• May 16, 2010

• #7

I pay close a $1k a year for my insurance. Hawaii is high due to all the rental cars crashing all over the place!! LOL

patrick

 

JWButler14

New Member

Feb 10, 2010

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May 16, 2010

#8

• May 16, 2010

• #8

I bought my 2010 GT back in december and i only paid $24K for it but i pay $450/month cause i had some negative equity from my SRT-4 i traded in, and on the insurance note my premium went down $250/year with the GT compared to my SRT-4.

 

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redblazerx

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Dec 2, 2006

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May 16, 2010

#9

• May 16, 2010

• #9

JWButler14 said:

I bought my 2010 GT back in december and i only paid $24K for it but i pay $450/month cause i had some negative equity from my SRT-4 i traded in, and on the insurance note my premium went down $250/year with the GT compared to my SRT-4.

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Ya, I picked it up last wednesday. Payments are $453, I had to purchase gap insurance. My insurance went down suprisingly, its only $83 a month for the 2010 GT and a saturn. So, im pretty happy about it.

 

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kyle_99gt

Member

Nov 4, 2008

166

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May 17, 2010

#10

• May 17, 2010

• #10

wow where do you guys get these great insurance rates, up here in bc they kill us. Im doing like 150 a month in insurance with my 99 gt.

 

JWButler14

New Member

Feb 10, 2010

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May 17, 2010

#11

• May 17, 2010

• #11

kyle_99gt said:

wow where do you guys get these great insurance rates, up here in bc they kill us. Im doing like 150 a month in insurance with my 99 gt.

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i have geico and i only pay $125/month for my 2010 gt and my wifes 2010 V6

 

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sjpony

New Member

Apr 6, 2010

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May 18, 2010

#12

• May 18, 2010

• #12

$27988 is too much for a deluxe. My loaded premium with a MSRP of $35,610 was only $27,500.

 

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stanmckinney

10 Year Member

Mar 30, 2005

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May 18, 2010

#13

• May 18, 2010

• #13

Insurance cost is based on age and driving record for the most part.

 

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Psybadek

New Member

May 17, 2010

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May 18, 2010

#14

• May 18, 2010

• #14

sjpony said:

$27988 is too much for a deluxe. My loaded premium with a MSRP of $35,610 was only $27,500.

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Costs of cars also depends on location as well. Some places pay more on MSRP for cars than other areas.