Car Insurance.. What do you pay?

1987stangman

Member

Jul 12, 2006

684

24

19

Mar 14, 2009

#1

• Mar 14, 2009

• #1

I have owned my Fox for about 5 years now, me being the second owner. I also have owned a couple other cars during that time, none being Mustangs. So about a month ago I purchased a 96' Convertible GT bone stock and once I added it to my insurance (Allstate) and it went up too high in my book. Keep in mind that I bought my wife a new Pontiac G6 in Jan 08' so now I have her G6, my 87' GT and now my 96' GT. The 96' and the G6 both have full coverage but the Fox has state min. My total for SIX months is 1,298.71... I was paying under 940.00 before the addition of the 96' and that was with the Fox having full coverage. I dont have a bad driving record to boot.

To make matters worse, I bought my son a 91' LX 4 banger that I have not registered yet because of repairs and he will start driving soon!!

 

aar0s

Founding Member

Dec 20, 1998

1,015

55

69

Mar 14, 2009

#2

• Mar 14, 2009

• #2

127 every 6 for my 88gt vert through AAA

 

KamiKaziDK

Member

May 16, 2005

555

0

17

Mesa, Az

Mar 14, 2009

#3

• Mar 14, 2009

• #3

Time to start calling around!

 

Beasty306GT

Active Member

Dec 19, 2002

671

4

28

Oxford,Mass

Mar 14, 2009

#4

• Mar 14, 2009

• #4

ur gettin ripped change companies...i pay for full coverage on my 89 gt and my 02 ranger both for under 2k a year

 

393 notch

New Member

Jan 1, 2007

46

0

0

Mar 14, 2009

#5

• Mar 14, 2009

• #5

I pay 157.00 a year for my 82GT thru hagerty insurance..... And 287.00 total with my 89 notch. thats 287.00 a year for two cars.

 

stang8urimport

Autozone Junkie

Founding Member

Jun 21, 2002

1,499

12

59

Daytona Beach, FL

Mar 14, 2009

#6

• Mar 14, 2009

• #6

I pay around 130 a month for all my vehicles... The 90 5.0, the 07 GT, and my 97 Explorer.

 

wythors

Get off my lawn!!!

Founding Member

May 17, 2000

2,277

35

69

C Addle

Mar 14, 2009

#7

• Mar 14, 2009

• #7

If the Stangs are not daily drivers, give a serious look at "Collector's Insurance" through Hagerty or another provider. We have the my LX insured for $15,000, my wife's Cobra for $20,000 and my Saleen for $25,000. Total cost for all three cars is about $1100 a year.

 

82CapriRS

New Member

Dec 3, 2004

54

1

0

New Jersey

Mar 14, 2009

#8

• Mar 14, 2009

• #8

$80 a month for full coverage on my 90lx. no other cars, yet..... btw i use geico

 

Strippt88

New Member

Nov 24, 2006

81

0

0

Cedar Lake, Indiana

Mar 14, 2009

#9

• Mar 14, 2009

• #9

I'm old, and drive for a living, with a clean record(sometimes lucky is better than good) and my Camry DD, Suzys Durango and my 88 LX was 680 every 6 months. Time to shop those rates.

 

MahFiVeOh

Founding Member

Apr 26, 2002

531

9

49

Ontario, Canada

Mar 14, 2009

#10

• Mar 14, 2009

• #10

About 90 bux per month full coverage.

 

NotQuik

Founding Member

Oct 21, 2000

5,158

29

88

Central Florida

Mar 14, 2009

#11

• Mar 14, 2009

• #11

I pay 205 a month for my 07 gt full coverage, 95 gt liability, 08 fusion...myself being 24 when it took effect and i just turned 25 and my wife 22.

 

1987stangman

Member

Jul 12, 2006

684

24

19

Mar 14, 2009

#12

• Mar 14, 2009

• #12

I alternate the 96' and the 87' during the week to drive so they both get somewhat equall amount of use between the two. The payment went from 145 to 245 a month and the policy just got renewed. I have had Allstate for about 10 years, but after all your responses I'm going to shop around.

 

NotQuik

Founding Member

Oct 21, 2000

5,158

29

88

Central Florida

Mar 14, 2009

#13

• Mar 14, 2009

• #13

i'm using geico myself and they are no too bad so far...i've only been with them for about a year or so.

 

Gearbanger 101

Straight Outta Locash

20+ Year Stangneter

Aug 10, 2002

9,457

1,377

234

Ontario, Canada

Mar 14, 2009

#14

• Mar 14, 2009

• #14

I pay through the nose right now, but that's because I've had 2-accident claims in the last 3-years. One of which was completely not my fault and I was never charged for, but since there was a pedestrian fatality, my company nailed me to the cross for it anyway.

I'm 33-years old and after nearly 17-years of driving (14 of which were completely accident free and devoid of any major tickets) I now pay as much for my insurance as I would as a new driver. The Insurance industry is a total racket!

No wonder so many people take the chance and drive without it!

 

1991notchbackLX

Active Member

Dec 25, 2007

1,483

47

48

New York

Mar 14, 2009

#15

• Mar 14, 2009

• #15

i pay $107 a month for full coverage on my '91 LX with Allstate, your driving record and the number of claims you've put in has a lot to do with it, but it sounds like you're paying a bit much maybe shop around some

 

KamiKaziDK

Member

May 16, 2005

555

0

17

Mesa, Az

Mar 14, 2009

#16

• Mar 14, 2009

• #16

My motorcycle is 116 a year with close to minimum coverage through Geico. USAA on my 96 Land Rover and 95 Mustang is 381 every 6 months with minimum coverage for me and my g/f. I'm 26 y/o and I've had my own insurance through USAA for 7 years

 

cenok is family

15 Year Member

Jun 25, 2003

1,409

69

79

Norman, Ok

Mar 14, 2009

#17

• Mar 14, 2009

• #17

damn thats a lot man. all my points have dropped off my record so my insurance went down a bit. my stang is usually full coverage but i dropped it to liability last november when i started working on the paint and body...with it being just liability, i pay $76 a month for it and my DD 95 buick. when the stang is full coverage, it's like $125 a month through progressive for both. come october it'll be even less...i'll be the big 2-5!

 

7upstang91

10 Year Member

May 30, 2008

936

124

74

Florida

Mar 15, 2009

#18

• Mar 15, 2009

• #18

700 every six months for my 87' Notch that is a "4" cyl. but not anymore just to insurance it is.

 

wythors

Get off my lawn!!!

Founding Member

May 17, 2000

2,277

35

69

C Addle

Mar 15, 2009

#19

• Mar 15, 2009

• #19

NotQuik said:

i'm using geico myself and they are no too bad so far...i've only been with them for about a year or so.

Click to expand...

Just wait till you have a claim. They won't pay for OEM parts, even on a brand new car. As previously stated, you get what you pay for.

 

ryan218

In just 10 years, I'll be old enough to drive!!!!

Dec 28, 2005

0

1

38

columbus ohio

Mar 15, 2009

#20

• Mar 15, 2009

• #20

was 440 ever 6 months for my 88 5.0. not sure what my 89 will run me as it has only been on comp coverage which is 18 a month right now. through all state and im 17.

its like 276 a month for the 05 escape(full coverage), 99 ranger(full coverage), 00 kia ( full coverage), 86 mustang ( comp since its in storage) 89 mustang (comp since is in storage) 76 cobra (comp since 1989 lol)