Ask the dealer first. My goodness. If the dealer will take care of it, you are out nothing. Why wouldn't anyone ask first?
Depending on the type wheels you have, you may be able to get them from newtakeoff.com
I had to replace a fanblade wheel on my 2007 GT (I now have a 2010 GT) a little more than a year ago. I got the wheel for about half the price from the dealer. I scraped the wheel in a drive through at a bank.
Sorry to hear that, here in Houston there's an excellent wheel repair and refinishing shop that could have fixed that for really cheap with a day's turnaround. You should look into good wheel repair/refinish shops in your area they can save you a lot of money if you get a good one.
I used to be a service advisor at a Ford dealer. We warrantied chrome wheels for bubbling and pitting all the time.
As long as your under the base warranty you should be fine.
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