insurance sucks

R

rudeone707

New Member

May 17, 2003

1,829

0

0

Fairfield, Ca

Mar 25, 2004

#1

• Mar 25, 2004

• #1

So i got my next insurance statemant from AAA yesterday and im about to write the check out like i normallly do for about 3 hundred something and i look at the payment for next month and its $877 i was like WTF is going on here. **** 877 is more than my stated income. I know i had 2 accidents last year but how in the hell could the payment go up 500 buck a year after both accidents happened? Sorry for the rant.

 

Kdizzite

New Member

Sep 13, 2003

251

0

0

West Bloomfield, MI

Mar 25, 2004

#2

• Mar 25, 2004

• #2

Mine is $850 a year in my parents name. Isnt there something like that you could do. I had a reckless driving ticket reduced to a 2 point incorrect lane change and it didnt make my insurance go up.

 

cb18201

New Member

Oct 25, 2003

1,140

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0

CT

Mar 25, 2004

#3

• Mar 25, 2004

• #3

Kdizzite said:

Mine is $850 a year in my parents name. Isnt there something like that you could do. I had a reckless driving ticket reduced to a 2 point incorrect lane change and it didnt make my insurance go up.

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im guessing you dont have full coverage because there is no way full coverage is that low,if it is than you are lucky. i was on my parents insurance and was paying 160 bucks a month with full coverage, with no accidents or tickets and i was 18.

 

Kdizzite

New Member

Sep 13, 2003

251

0

0

West Bloomfield, MI

Mar 25, 2004

#4

• Mar 25, 2004

• #4

cb18201 said:

im guessing you dont have full coverage because there is no way full coverage is that low,if it is than you are lucky. i was on my parents insurance and was paying 160 bucks a month with full coverage, with no accidents or tickets and i was 18.

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I have full coverage, and im 19.

 

TrueBlue95GT

Member

Sep 29, 2003

966

0

16

Connecticut

Mar 25, 2004

#5

• Mar 25, 2004

• #5

My insurance was up at 6k/yr when I was 17 with full coverage. After I took off collision, it jumped down to 3k/yr, but still pretty high.

 

3

331 cobra

New Member

Oct 14, 2003

398

0

0

Silicon Valley CA

Mar 25, 2004

#6

• Mar 25, 2004

• #6

So you had two accidents. Were they your fault? How much was the repair bill each time? (for both cars)

$877 +deductable is cheap for a month of full size bumper cars.

Some one has to pay the bill and AAA will do their best to make sure it's you. There is no free ride, just learn to drive safely and wait untill you are 25 with a clean record, then your bill will fall to about $500/year for liability.

 

GTPhreak

Founding Member

Mar 16, 2000

5,505

0

77

Rowlett, TEXAS

Mar 25, 2004

#7

• Mar 25, 2004

• #7

I'm at 1200/yr full coverage on 'rents policy

 

ARed1995GT

New Member

Dec 9, 2003

401

0

0

Boca Raton, FL

Mar 25, 2004

#8

• Mar 25, 2004

• #8

If you're in school like I am it may be easier. I pay about 160 a month. It's under my moms name. She is the primary driver and I am the 'occasional' driver. I also have a 3.0 in school so I fax my insurance that and it takes off money. I also took a 6 hour driving course. 3 sessions of 2 hours each. That and my 3.0 lowered my insurance about $1400. I pay about $1900 a year.

 

HoofnIt

Founding Member

Jan 8, 2001

1,175

0

36

North Carolina

Mar 25, 2004

#9

• Mar 25, 2004

• #9

No offense but if you had 2 accidents in one year you're lucky they didn't drop you. Assuming they were charged against you of course. Insurance stinks any way you look at it. I'm married and over 30 and I still pay high premiums. That's the main reason for me not getting a newer Stang.

If we want to play, we gotta pay!

 

SN95StangMan

New Member

Jul 5, 2003

1,292

0

0

Lynwood, CA

Mar 25, 2004

#10

• Mar 25, 2004

• #10

I pay about $800 a year for full coverage on my parents policy. My brother is going to be paying just slightly more for his new Mach1 under the same policy.

 

94Blue302GT

Member

Oct 20, 2003

704

3

19

Chicago

Mar 25, 2004

#11

• Mar 25, 2004

• #11

Jeez, you guys don't pay squat!!! I pay 196 a month for a 500/100 deductable and that's on my parents insurance, with good student discount, and one ticket a few years back. I'm almost 21 though, so maybe I'll get it to go lower too. Hopefully moving out and getting married in the next 2, so it should get down even lower then, who knows, maybe I'll finally be down to your 800 some a year someday.

 

hoamskilet

Founding Member

Jun 19, 2001

90

1

9

Belvidere, IL

Mar 25, 2004

#12

• Mar 25, 2004

• #12

Sure wish mine was that low. Perfect record with high deductables and I still pay 3 grand a year for my expedition and stang.....

 

VibrantRedGT

"STANGNET'S PENGUIN SMACKER"

15 Year Member

Nov 29, 1999

14,679

424

154

Boca Raton, Florida

Mar 25, 2004

#13

• Mar 25, 2004

• #13

GOOD NEWS!
I just saved some money on my car insurance by switching to Gieco!

 

Zero Signal

Active Member

Feb 24, 2003

2,633

2

46

Tucson, AZ

Mar 25, 2004

#14

• Mar 25, 2004

• #14

I just saved some money on my car insurance by switching to Gieco!

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Geico and Progressive both quoted me over $7,000 a year with a clean driving record and student grades discount!

I pay liability only right now and it runs me $100/mo. My full coverage was costing me about $280/mo, so that definitely had to go. . .

I wish my parents would have let me go under their policy. . .I would be paying like $90/mo full coverage.

 

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Fast94Cobra

New Member

Jan 1, 2003

385

0

0

Atlanta, GA

Mar 25, 2004

#15

• Mar 25, 2004

• #15

im 20 and i pay around 2200 for a year. really no way to be young and own a stang and have cheap insurance.
how is yours so high Zero Signal? are you driving a porsche?

 

Zero Signal

Active Member

Feb 24, 2003

2,633

2

46

Tucson, AZ

Mar 25, 2004

#16

• Mar 25, 2004

• #16

I think those companies are for old people with slow cars.

That was just for the Mustang. Progressive's quotes was over $8,000/yr. It was their way of telling me they didn't want to insure me since I wasn't 40 and driving a minvan.

 

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Fast94Cobra

New Member

Jan 1, 2003

385

0

0

Atlanta, GA

Mar 25, 2004

#17

• Mar 25, 2004

• #17

that is absolutely insane

 

G

GrnPro-stang

New Member

Mar 24, 2004

5

0

0

land of snow and cold

Mar 25, 2004

#18

• Mar 25, 2004

• #18

I don't have full comprehensive insurance on my Stang, but i don't live in California, I own my car and have no moving violations and only 1 accident in the 27 years I have had a license and I pay 202.00 every 6 months with State Farm.

 

VibrantRedGT

"STANGNET'S PENGUIN SMACKER"

15 Year Member

Nov 29, 1999

14,679

424

154

Boca Raton, Florida

Mar 25, 2004

#19

• Mar 25, 2004

• #19

Zero Signal said:

Geico and Progressive both quoted me over $7,000 a year with a clean driving record and student grades discount!

I pay liability only right now and it runs me $100/mo. My full coverage was costing me about $280/mo, so that definitely had to go. . .

I wish my parents would have let me go under their policy. . .I would be paying like $90/mo full coverage.

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I'm kidding, that's just the Gieco commercial line. I pay $500 a year for my car insurance. Actually I pay $1400 a year for both cars (2003 Altima and 94 Mustang).

 

M

MidnightThunder

New Member

Feb 22, 2004

39

0

0

North Ridgeville,Ohio

Mar 25, 2004

#20

• Mar 25, 2004

• #20

cb18201 said:

im guessing you dont have full coverage because there is no way full coverage is that low,if it is than you are lucky. i was on my parents insurance and was paying 160 bucks a month with full coverage, with no accidents or tickets and i was 18.

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I pay $72 a month for uninsured motorist and liability.When I fix my car up I will be payng about $92 a month for full coverage.I am only 18.