Good Lord $$$$$
- Thread starter billison
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There was a box to check in the insurance application if the vehicle is to be raced.
I did not check it. Figured State Farm and all the rest will not cover you at the track, and I've been racing mine since the early 90's "at risk" so carry on.
My insurance is ~$300 a year ($301 - $310, cannot remember), but, needs garaged (mine is alarmed and camera'd), need have a daily driver 5 years old or newer and limited to 5000 miles a year.
Since I put less than 1500 miles a year it was no big deal (actually, less than 2000 miles in 3 years... so..).
Yeah, my DD is going on 8. I quoted Hagerty for $478 a year on $10k. Just seemed a little high.
Joe
I'm ~$300 for $10k with haggerty
My DD is 2-3 years old depending on how you look at it, but I'd hate to have to go buy a new one in 2 years just to save $100/year in collector insurance.
My DD is 2-3 years old depending on how you look at it, but I'd hate to have to go buy a new one in 2 years just to save $100/year in collector insurance.
Even my NEW DD is 5 this year. I can't imagine that they would drop your insurance because your other car became a year older.
Thought is was 5 years or newer... may be 10 years... give them a call.
Once the policy is in place, just keep renewing online and you never have to let them know your DD is now 20 years old.
Collector car insurance gets you out of emissions requirements/testing as well. That was my big hang-up.
Once the policy is in place, just keep renewing online and you never have to let them know your DD is now 20 years old.
Collector car insurance gets you out of emissions requirements/testing as well. That was my big hang-up.
No such luck here in MA. I need to go for an inspection once a year regardless. I don't have to pass the sniffer anymore, but still need a safety inspection.
krazedstang
15 Year Member
Totally worth it to road trip down there to pick up a rust free fox for half the price they are going for up here.
mikestang63
SN Certified Technician
I'd tell you guys what my agreed value is from Grundy, but I'm afraid one of you would steal it...
mikestang63
SN Certified Technician
As in you hit the wall at the track and total it? Not sure any insurance covers racing. Plenty of guys have blown up motors, shot out rear axles and such at the track and then towed it back home to claim the car "done broke down" on my way home from work. Can't get away with that anymore on the newer cars with their data log computers.
I know they won't cover it at the track, but several of them will not cover you at all if they know you race it. I am guessing that it has to do with you getting sued after injuring someone at the track and they find out you have a $100,000 bodily injury policy.
Joe
when i was shopping for insurance last, my normal agent was saying that it covers everywhere except the from the burnout box to the time shack. so if you get rear ended in the pits or staging, you're good but as soon your lap starts you're on your own.
that wasnt thru any of the of the "classic" car companys, and i dont know how true it really was so
right now the fox is comp only since it's in shell state, just so that if the house burns down, tornado, etc. it'll have some coverage.
The triple white feature car that sold was apparently bought by Richard as I see it on ebay now being sold by gasmonkey garage. I think they are playing games buying and selling each other's stuff to either drive up the prices or to get tax write offs.......
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