ryan,
That is almost identical to my wreck. Sorry to see that.
http://forums.stangnet.com/showthread.php?t=743113
Looks like mine took a harder hit. My first estimate was for $3500. This was OEM parts. Usually, all estimates are high.
Wreck also not my fault. Other drivers insurance company came and looked at the car. If you have receipts for all your work, they should take this into consideration in terms of vehicle value. They did in my case. Cut me a check for $2900. Best news is car is not totaled. New hood (Cervini's heat extractor) arrives tomorrow. Car goes to body shop Monday.
Do you even have the police report yet? I'm surprised the insurance componies are taking any action without it. Do not sign or agree to anything. Gather
ALL you receipts, make copies, and have them with you when the adjuster shows up.
Sucks man. I know exactly how you feel. I know its hard (especially on the first day), but keep your chin up. BK is right, that is a very easy fix. Worst case, take the money, fix it, salvage title.
Also, talk to some body shops. They will work with you to bring cost down.