Oh and every licensed driver in the house needs their own daily driver registered to them. Might be an issue when it comes to teens just getting their license and not having a car.
Classic Car Insurance
- Thread starter Willybill32
- Start date
Oh and every licensed driver in the house needs their own daily driver registered to them. Might be an issue when it comes to teens just getting their license and not having a car.
What they tell you over the fone or in person matters not, it's what's in writing that counts.
Insurance is like the lottery, they take your money, you spin the wheel and take a chance, the house always win.
They don't give you a helping hand, they are not your friends, it's a business to make money not help you recover.
Old guy bitch'n
Insurance is like the lottery, they take your money, you spin the wheel and take a chance, the house always win.
They don't give you a helping hand, they are not your friends, it's a business to make money not help you recover.
Old guy bitch'n
I've now spoken with Grundy, American Collectors and Hagerty. Both American Collectors and Hagerty told me they expected the car to be driven for fun, and if I used it to drive to Home Depot or Lowe's or something similiar, that was OK. Hagerty is $200/year higher than American Classic.
Bill
I just read my 14 page Hagerty policy. Wow that was exciting. lol
There is no annual milage restriction, no usage restrictions other than being a vehicle for hire and racing. The Only other requirement is having another separately insured “regular use vehicle”. Very straight forward stuff…..
There is no annual milage restriction, no usage restrictions other than being a vehicle for hire and racing. The Only other requirement is having another separately insured “regular use vehicle”. Very straight forward stuff…..
@91AOD5.0LX, thanks for sharing!I just read my 14 page Hagerty policy. Wow that was exciting. lol
There is no annual milage restriction, no usage restrictions other than being a vehicle for hire and racing. The Only other requirement is having another separately insured “regular use vehicle”. Very straight forward stuff…..
Bill
I also have Grundy which was far less than the rest , but like many have said I've never needed to use it.
DadLife0724
Active Member
I had Erie insurance for years. When the VA upped my disability rating the insurance company wanted me to jump through a bunch of hoops to prove to them I could drive. Canceled and switched to farmers.
VA huh? Flatfeet, a destroyed ankle and tinnitus - "Not service related" LOL - my wife is on me to try applying again.
I want to say that " it seems" to me as if American Collectors was purchased a couple of years ago by one of the big boys. like Allstate or State Farm.. I can assure you that is NOT a good thing for any of us......
ustacould
Active Member
I have agreed value with State Farm in South Carolina, it's a little steep but my daughter came off my policy last year so it's still cheaper ! Agent said if I register car as an antique with the DMV the rate drops a lot. I guess because they have similar restrictions on usage ...
State Farm was my initial course of action, but they wouldn't go more that $23K agreed value, and that wasn't ewnough.
Bill
I have my Saleen Race Car Insured with Hagerty for an agreed value of $45K
It cost me right at $450 per year.
Mainly due to the fact that it sits in a climate controlled Garage.
It is transported in an enclosed trailer.
It is not a Street car.
It is not insured as I am going down the racetrack. It is insured while at the race track, just not while in a race.
I need to raise the valuation. $45K does not even cover the drive train...
It cost me right at $450 per year.
Mainly due to the fact that it sits in a climate controlled Garage.
It is transported in an enclosed trailer.
It is not a Street car.
It is not insured as I am going down the racetrack. It is insured while at the race track, just not while in a race.
I need to raise the valuation. $45K does not even cover the drive train...
DadLife0724
Active Member
Screw that huh? I could register mine as an antique in PA and save a lot of jumping through hoops for inspection and what not, but it limits how much I can drive it. With the small area I live in I would be noticed, so skirting the rules isn't an option.
ustacould
Active Member
My dodge had antique plates in Oregon when I lived there. I never had a problem driving my car.. Rules are made to be " bent ".... In Oregon they are a one time purchase so its a great deal... When I moved to Florida I never took em off and drove it all over here with em on it.... Saved thousands in registration fees..
Here in Ontario Canada, you are legally supposed to change your drivers license and the registration within 30 days of moving to the province. Consequences and fines if caught.
Here, it depends on where you are and where the car is registered.
If you're in the military, it's a completely different story.
DadLife0724
Active Member
O you live in Canada? Mainstream media says all Canadians dislike Americans and our way of life.
I did change my drivers license and all of my other cars were licensed in Florida... I think ( and my thoughts were) that without having to annually declare your registration ( and PAY MORE TAXES ) with a one time purchase Antique plate, it kinda fell through the cracks......
I do know other states have different programs for Antique and special plates.. Here in Florida its an annual fee and an ugly plate.... All the police ever did was give me a thumbs up when they drove by....;..
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