• Mustang Forums
  • 1965 - 1973 Classic Mustangs -General/Talk-

Any car insurance gurus out there?

  • Thread starter Thread starter nosaj122081
  • Start date Start date Jun 6, 2004
N

nosaj122081

New Member
Mar 5, 2003
202
0
0
West Virginia
Jun 6, 2004
#1
  • Jun 6, 2004
  • #1
Hi all-
I have a question pertaining to car insurance and soon-to-be-wives... I currently have 3 rides, a 94 Mazda 626, a 97 Explorer Sport 4x4, and the Mach 1. I only have fire+theft currently on the Mach 1 since its a big pile in the garage, but when I insure it, it added (this was 2 years ago) $80 a month (full coverage) to my current priemiums in the mid $160's a month(liability only on the Mazda and full coverage on the Explorer). I'm 22 and rent my house, own all 3 cars.

Now, this concerns not me so much, but my girlfriend... My driving record is currently spotless. I had a at-fault minor (REAL minor) accident and a speeding ticket when I was 17, but thats since gone from my record. My girlfriend, on the other hand, had a DUI with property damage (smart, huh?) two years ago. She currently doesn't have a license (never got it back, would cost too much), but if we were to get married, would it still send my premiums through the roof? I like fairly cheap insurance, and like that mine gets cheaper every time I get a bill, but have this nasty feeling that they're gonna ream me out when we get married, regardless if she has a license.
 

68_stanger

New Member
Nov 21, 2003
131
0
0
Petoskey, MI
Jun 6, 2004
#2
  • Jun 6, 2004
  • #2
My guess would be that if she doesn't have a licence she isn't legal to drive the vechicles, thus she whouldn't be insured. You would be the only one on the policy and it shouldn't change. Then again insurance companies will try to screw ya. I would call and find out for sure.
 

skywalker

Member
Dec 22, 2003
733
0
16
Pensacola, FL
Jun 6, 2004
#3
  • Jun 6, 2004
  • #3
She will only effec tyour premiums if she gets rated as a primary driver for a vehicle on your insurance. As long as she has no license, if you get married your premiums will drop. Get married on your 25th birthday. Your premiums will drop like rocks then.
 

Max Power

Active Member
Jul 31, 2003
1,774
1
36
St Paul
Jun 7, 2004
#4
  • Jun 7, 2004
  • #4
get classic car insurance like Hagerty for your Mustang. I have $7000 worth of full coverage for my mustang at a rate of $90 a year. No clue if they have age restrictions.
 

PoliceInterceptor

Keeper Of Automotive Oddities
Founding Member
Aug 5, 1999
2,161
0
46
Live in GA, But could be any where really.
Jun 8, 2004
#5
  • Jun 8, 2004
  • #5
The answer to this depends quite a bit on state laws and the particular companies underwriting rules.

But if she isn't licensed it shouldn't have an impact.
 
You must log in or register to reply here.

Similar threads

Chevy Equinox- Devil in Disguise?
  • RaggedGT
  • Apr 19, 2025
  • Other Auto Tech
Replies
18
Views
676
Other Auto Tech Jul 31, 2025
RaggedGT
Z
Progress Thread zeth194 - New Guy on the Block
  • zeth194
  • Mar 19, 2026
  • 1979 - 1995 (Fox, SN95.0, & 2.3L) -General/Talk-
Replies
10
Views
570
1979 - 1995 (Fox, SN95.0, & 2.3L) -General/Talk- Apr 26, 2026
LILCBRA
Place to Avoid: Jamison Auto Group in Gulfport, MS
  • D Durden
  • Oct 20, 2025
  • 1965 - 1973 Classic Mustangs -General/Talk-
  • 2 3
Replies
46
Views
3K
1965 - 1973 Classic Mustangs -General/Talk- Jul 16, 2026
Noobz347
S
Requesting Guidance for 306 motor swap - Fuel? - SD? MAF?
  • So_Flo
  • Jul 26, 2025
  • 1979 - 1995 (Fox, SN95.0, & 2.3L) -General/Talk-
  • 2
Replies
32
Views
2K
1979 - 1995 (Fox, SN95.0, & 2.3L) -General/Talk- Jan 4, 2026
Mcmahst
Engine No compression
  • Andresquintana.mma
  • Aug 13, 2023
  • Fox 5.0 Mustang Tech
Replies
7
Views
2K
Fox 5.0 Mustang Tech Aug 22, 2023
JD1964
Share:
Bluesky Email Share Link
  • Mustang Forums
  • 1965 - 1973 Classic Mustangs -General/Talk-
Menu
Log in

Register

  • Forums
  • What's new
  • Media
  • Resources
  • Contact
  • Sponsor
X

Privacy & Transparency

We use cookies and similar technologies for the following purposes:

  • Personalized ads and content
  • Content measurement and audience insights

Do you accept cookies and these technologies?

X

Privacy & Transparency

We use cookies and similar technologies for the following purposes:

  • Personalized ads and content
  • Content measurement and audience insights

Do you accept cookies and these technologies?