L8knight said:I almost switched from State Farm this year because I felt I was paying too much... AIG had great rates. But then I've been with State Farm since I was able to drive (16, now 34). And since my record is clean for 10+ years they will waive 1st accident surcharge should I ever have an accident (knock on wood). And, given past experience of how quickly they get you back on the road or check in hand (and hearing stories from friends with not-so-good insurance), I'm playing it safe and staying with 'em. So like others have said, paying a few bucks more is worth the peace of mind knowing you are going to get back all the money you've put into the car (so you can go buy another one!).
You wanna' hear a horror story?
My uncle built/restored a 68 fastback for 3 years, got it finished. Was out for the first weekend with it when some old lady pulled out in front of him causing him to swirve and roll it. Totalled. Insurance paid him <$500.00. He had over $10k invested in it, easily. We aren't allowed to talk to him about it, needless to say.
I would sue that old lady 'till medicare cried uncle. I HATE OLD PEOPLE WITH A PASSION!!!! I live in Fl. were all these snow birds come down and pull out in front of you all god damn day. I hate driving here, I miss So. Cal. I don't have my car insured because it's too expensive to insure in this state, Just for liabilty. You all this this other crap like P.I.P which is health insurance from your auto insurance company.STUPID!!!! Not even an option, it's the law, even if you have health coverage. But i would be afraid to drive a classic here anyway,honest to god.
Any ways my point was to say try mercury. I had allstate and they constantly screwed me, but they were the cheapest. So I couldn't change, 'till I found Mercury. I have better coverage, cheaper deductible and my payments went from $250 a month to $132 a month. This was for a 2003 focus. Maybe you can find good classic insurance there ?
