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Classic Insurance Anyone ?????

  • Thread starter Thread starter from6to8
  • Start date Start date Feb 20, 2014

from6to8

There's suction so I used that end O_O
15 Year Member
Sep 2, 2012
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Feb 20, 2014
#1
  • Feb 20, 2014
  • #1
Just wondering how many of you guys who have weekend drivers carry the classic insurance which upon just inquiring about it, is a nice nice nice deal annually and much much cheaper. I only drive mine on weekends and once I get my new GMC I won't even drive the stang every weekend. So just wondering what's you guys advice on it if you ever tried it, pro's/con's , advantages/disadvantages, ect.
 

horse sence

15 Year Member
Nov 29, 1999
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Wile Coyote's stunt double
Feb 20, 2014
#2
  • Feb 20, 2014
  • #2
Yes ,it is worth it .I had it on my 66 fast back. $300 a year would get me $15,000 if something happened to it.
And it covered fire ,theft ,uninsured motorist,It was even covered if a tree fell on it. I could only drive 2500 miles a year but they stopped limiting the mileage after the first year.
 

from6to8

There's suction so I used that end O_O
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Sep 2, 2012
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Feb 20, 2014
#3
  • Feb 20, 2014
  • #3
horse sence said:
Yes ,it is worth it .I had it on my 66 fast back. $300 a year would get me $15,000 if something happened to it.
And it covered fire ,theft ,uninsured motorist,It was even covered if a tree fell on it. I could only drive 2500 miles a year but they stopped limiting the mileage after the first year.
Click to expand...
cool sounds good
 

madspeed

Colonel Mustard
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Feb 20, 2014
#4
  • Feb 20, 2014
  • #4
ive got mine through Grundyy. $208 per year, agreed upon value of $12,000. no mileage restrictions. Includes roadside assistance, towing, etc
 
Last edited: Feb 20, 2014

madspeed

Colonel Mustard
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a van down by the river
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#5
  • Feb 20, 2014
  • #5
only catch is that it must be stored in a garage. No problem there, it rarely gets out
 

from6to8

There's suction so I used that end O_O
15 Year Member
Sep 2, 2012
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Feb 20, 2014
#6
  • Feb 20, 2014
  • #6
madspeed said:
only catch is that it must be stored in a garage. No problem there, it rarely gets out
Click to expand...
mine as welll
 

horse sence

15 Year Member
Nov 29, 1999
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Wile Coyote's stunt double
Feb 20, 2014
#7
  • Feb 20, 2014
  • #7
I can't remember the name of the company i went through ,but i have heard good things about Haggerty.
 

madspeed

Colonel Mustard
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#8
  • Feb 20, 2014
  • #8
no issues with them here! much cheaper than Haggerty
 

madspeed

Colonel Mustard
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#9
  • Feb 20, 2014
  • #9
edited, I had the names backwards.... Grundy was a good bit cheaper than Haggerty for better coverage!
 

D Durden

DEEP FAT FRY
Founding Member
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Feb 24, 2014
#10
  • Feb 24, 2014
  • #10
Ummm . . . State Farm standard "full coverage" for my '65 is . . . $17 a month . . . pretty good deal, I think?

What they do is go off the NADA prices, SO, given my options, I think the "normal" value is between $16k and $25k so a fender bender isn't going to "total" my car.

For me, at least, standard full coverage from State Farm is a great deal.
 

from6to8

There's suction so I used that end O_O
15 Year Member
Sep 2, 2012
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Feb 25, 2014
#11
  • Feb 25, 2014
  • #11
D Durden said:
Ummm . . . State Farm standard "full coverage" for my '65 is . . . $17 a month . . . pretty good deal, I think?

What they do is go off the NADA prices, SO, given my options, I think the "normal" value is between $16k and $25k so a fender bender isn't going to "total" my car.

For me, at least, standard full coverage from State Farm is a great deal.
Click to expand...
yeah well see my car was a v6 originally and the value on that car is at most 3500 in excellent condition. Talking to some agents, the car would be classed as a v6 still and the only way I would be able to carry it as an 8 would be probably to use the classic insurance which would allow for a car to have had modifications with engines and stuff from what I understand
 

DocG

5th graders > me. They're not bant
Sep 25, 2005
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Feb 26, 2014
#12
  • Feb 26, 2014
  • #12
I had my 92 covered through Haggerty was a few hundy a year. They had some limitations but they didn't ask for proof of miles or anything.

I could have gone with my normal insurance but they would have valued it at a couple thousand.

I had a stated coverage of 14k on it. Helped my agent was a friend and was able to get me the policy.

I knew I should have totaled it instead of selling it for 6k LOL
 

aar0s

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Feb 28, 2014
#13
  • Feb 28, 2014
  • #13
I've got American collectors on both my 91 and the wife's 01. Agreed value plus full coverage for about 320 a year.
 
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