exactly what they said. you'll be fine. just don't do anything dumb like confronting them. that would make it bad for you.
Let your insurance company deal with her insurance company. Don't tell her insurance anything until the report comes out. Yeah and don't approach her. She and her husband might pull something and make the situation look worse.
If she got a citation for failure to yield right of way, there is NO way her insurance company will find that it was your fault, and sounds like the police report will be in your favor also. Similar situation happened to my dad last year - it's totally balls but you'll get through it heh.
Getting them to pay more for diminished value due to an accident just wont happen, sorry. The insurance will only pay for the car dammages and injuries you suffered, you do have whiplash right?Glad to hear they are taking care of it, I really didnt have any doubt they would.
If you can get them to cut you a check and not pay the body shop directly, there should be no accident on the vehicle history. The bodywork doesn't look like it'll be too bad, likely just a new door skin, and whatever may have been damaged inside the door. More than likely, just looking at the picture, the door frame itself is fine. The expensive part of the repair will be repainting the door and 1/4 panel, but as long as you get a few decent estimates, they'll usually pay somewhere around the middle, to cover any unforseen costs once the repairs begin. If you use the cheapo estimate, you can probably pocket a few bucks and be as good as new. Good luck!
Thanks man. The Insurance estimate guy just called. I asked about the diminished value compensation and he stated that they do offer it and that it is settled once the repairs are complete. Does anyone have any experience with this?
new door skin?? ummm hell no. get them to buy a new door and replaced the panel and everything inside the door. it is your mustang but if it were me I wouldnt be cheap on any of it. IMO it needs to look like you had it before they ruined it or better.
Dude thats killer! I asked about it before and the company (Progressive I think) didnt offer it.
You're telling me!
I do still need advice on how much depreciation the accident may have caused on the resale value.
Any suggestions? I'm thinking somewhere between $500-$1000.
It is my understanding that if the other party is at fault, they must pay the bill no matter what the expense (within the policy limits of course). They cannot simply total your car. Only your insurance company can do that. Someone correct me if I'm wrong.
StangGT1995 said:If you can get them to cut you a check and not pay the body shop directly, there should be no accident on the vehicle history.
LaserSVT:
Progressive does in fact pay diminishment of value (DOV) but it depends on the insurance laws in a particular state. My wife was hit by someone with Progressive here in GA and received a DOV check for it. Many states do not have DOV laws, so yours may be one of them (but I could have swore Texas offered it last I checked). There are also limitations on the mileage of your vehicle in some states. In GA, you do not qualify for DOV if your car has over 100K miles or more.
DOV is usually calculated using the guidelines for a particular state once the total cost of repairs is finallized.
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