Is insurance really cheaper?

K

ks32561

New Member

Mar 7, 2004

17

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0

Mar 9, 2004

#1

• Mar 9, 2004

• #1

HI just a quick question, Im curious is insurance cheaper on classic mustangs? I am a teenager and insurance is horrible on everything thats fun to drive.

 

69 302/351c

Founding Member

May 29, 2001

1,147

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36

Walkertown NC, originally Western Mass

Mar 10, 2004

#2

• Mar 10, 2004

• #2

Not for teenagers that drive their stangs daily. Yes... for over 25 with other vehicles for daily drivers and a garage to keep the stang in along with some mileage and use restrictions. Such as not driving it to work, the mall, etc.

 

Cobain03

Active Member

Aug 27, 2003

996

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36

Lexington, Ky

Mar 10, 2004

#3

• Mar 10, 2004

• #3

more power = more money lol im getting liability on mine so it isnt as bad

 

67coupestang

Founding Member

May 31, 2002

509

2

19

Mar 10, 2004

#4

• Mar 10, 2004

• #4

im 22 and mine's not that terrible but I have a multi policy discount, and a *clean* record finally

 

Stang_1973

Founding Member

Jul 13, 2001

565

9

38

San Antonio, Tx.

Mar 10, 2004

#5

• Mar 10, 2004

• #5

Well look at this comparison

Me: 1973 Coupe with mods, not fully restored, daily driver, no tickets or claims = $70 a month general liability

Friend: 1989 Prelude si, stock, no tickets or claims = $124 a month general liability

I dont know why my insurance is cheaper even thoug we have the same amount of coverage.
However unless you have a stang that is fully restored ar atleast has all the major stuff done be willing to invest time and money where as a newer car wouldnt require that.

 

O

Ozsum67

Too much thin air

Founding Member

Jan 6, 2002

5,152

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0

Eastern Colorado

Mar 10, 2004

#6

• Mar 10, 2004

• #6

It's all about liability and the drivers age and record, and the replacement cost as well as regional problems, like where I live, 45% of the drivers don't have insurance so it jacks up ours a bit. (They don't have social security numbers or green cards either.) In a 5 mph accident, I could slap on a new $100 front bumper on the stang, but the same hit on my 2004 Century might go as high as $1000.

 

rbohm

Founding Member

Apr 12, 2002

6,698

550

204

tucson,az

Mar 10, 2004

#7

• Mar 10, 2004

• #7

rates depend on where you live, how old you are, what your driving record is, what car you drive, and your coverage. it also depends on your insurance company. a magazine editor once had a late 60's chevy wagon that he paid an outragious amount(even for LA) in car insurance. turns out his 9 passenger wagon was classified as a sports car because(this will kill you) the insurance company rules stated that ANY car with a V8 and manual transmission is a sports car. the wagon had the V8 and three on the tree.

 

K

ks32561

New Member

Mar 7, 2004

17

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0

Mar 10, 2004

#8

• Mar 10, 2004

• #8

Alright thanks for the input. I was talking to this guy who lives by me and is near my brothers age(18) and he said he pays about the same as my bro pays for his accord.

 

F

FIRE14142002

New Member

Jan 6, 2004

55

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Jackson, MS

Mar 10, 2004

#9

• Mar 10, 2004

• #9

gee i have $8,000 agreed value and full coverage w/250 deductable just like on all my other vehicles and i pay $13.something a month for my 70 sportsroof and $68.00 a month for my 99 f-250 and 50.something for my wifes 97 jimmy. y'all need to move.

 

RGS0907

New Member

Aug 21, 2003

429

1

0

New Jersey

Mar 10, 2004

#10

• Mar 10, 2004

• #10

FIRE14142002 said:

gee i have $8,000 agreed value and full coverage w/250 deductable just like on all my other vehicles and i pay $13.something a month for my 70 sportsroof and $68.00 a month for my 99 f-250 and 50.something for my wifes 97 jimmy. y'all need to move.

Click to expand...

Man... I'm packing tonight. Can y'all stand another damn Yankee that isn't just passing through?

 

F

FIRE14142002

New Member

Jan 6, 2004

55

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0

Jackson, MS

Mar 10, 2004

#11

• Mar 10, 2004

• #11

RGS0907 said:

Man... I'm packing tonight. Can y'all stand another damn Yankee that isn't just passing through?

Click to expand...

SURE, COME ON DOWN

 

69stang351

New Member

Dec 23, 2002

191

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0

Spokane, WA

Mar 10, 2004

#12

• Mar 10, 2004

• #12

FIRE14142002 said:

gee i have $8,000 agreed value and full coverage w/250 deductable just like on all my other vehicles and i pay $13.something a month for my 70 sportsroof and $68.00 a month for my 99 f-250 and 50.something for my wifes 97 jimmy. y'all need to move.

Click to expand...

well, thats probably due to the fact that you are married, over twenty five and have a pretty clean record. most of the people that are complaining about high insurance are under twenty five and unmarried.

 

F

FIRE14142002

New Member

Jan 6, 2004

55

0

0

Jackson, MS

Mar 10, 2004

#13

• Mar 10, 2004

• #13

YEAH, I GUESS THAT MAKES A DIFFERENCE

 

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rmrfstar

New Member

Dec 19, 2003

31

0

0

Chico, CA

Mar 11, 2004

#14

• Mar 11, 2004

• #14

Im 24, clean record. $64 a month for a 1986 Ranger and a 1968 Mustang. Basic coverage.