Hey everybody I got kinda a serious question to ask about something. For nearly a year now I have been buying old mustangs, camaros, firebirds, and misc. import sports cars to bring them back to life and sell them for money. I have tried my best to be courteous and friendly and understanding towards the people I sell to. Well, so far I have only owner financed two cars in the first year so far. The first deal started out rocky but has smoothed out quite a bit. But the other deal I financed out..well I took only a $100 down payment after we originally agreed upon a much larger number, out of stupid kindness I guess. The guy had a good job and stable life...even had decent credit! Though I gues that doesnt mean a whole lot. Well. I let the guy go a whole month and some before his frist payment and even let him choose what day in December he wanted to start his payments on since Christmas can be such a fickle time with money. I at least needed something before Christmas and was really needing the money for family and spouse's gifts..Guy pretty much ignored my emails and such. And days after Christmas offered to give me several hundred less than what we even agreed upon (written agreement) for monthly payments...I told him no, and have been asking him for 2 weeks now for the full payment up front only to be ignored more. I have the title, it is in my name, and I know (but he doesnt know I know) where he works. Would I be wrong at this point to take my car back? Two months for $100 is just too long to justify for me?
I recorded both of his threatening voicemails. Only a stupid kid would make death threats recordable. 
Any leg he had to stand on for getting that car back just went down the ****ter I think. It's a shame. He was a pretty cool guy, just couldnt hold up a bargain.
