Not overkill at all IMO. I've had a couple cars in my lifetime stolen from me and both were found but lots of parts removed. The feeling of walking out to an empty parking spot where you last parked your vehicle is a terrible feeling I hope I never have to go through again. I have at least $10k invested in my Fox currently and I'm not done yet. Even if my car were stolen and collector car insurance covered my investment I'd still be crushed emotionally. The countless hours put in to the car wrenching, cleaning, and cherishing will only be a sad memory. I'd like the financial aspect covered just because that's being responsible but the emotional investment I have in my car can't be insured so I'd like to prevent that from happening with lots of preventive measures.